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James S. Carmody - Branch Manager | NMLS# 308051 in San Diego, CA

James S. Carmody

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Branch Manager | NMLS# 308051

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It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
2%
Reviews from Web
  • Encompass
    C
    Chris L
    San Diego, CA
    Posted on November 2nd, 2024 12:25 AM
    James is a phenomenal communicator and problem solver. when we ran into issues with my loan, he handled its. He solutioned like a professional and kept my calm through the process! I would use SynergyOne again solely for James as he was most...
    read more
    Reply from Carmody Team
    January 31st, 2025 03:03 PM
    Thank you Chris! We do our best to get it done every time. Thank you for being on top of everything.
  • Encompass
    R
    Rosa B
    San Diego, CA
    Posted on October 25th, 2024 03:08 PM
    Very patient and willing to explore all the alternatives my client was looking for.
    Reply from Carmody Team
    January 31st, 2025 03:03 PM
    Thank you!
  • Encompass
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    Paul M H
    LA JOLLA, CA
    Posted on October 22nd, 2024 08:47 PM
    Prompt attention to getting my loan approved
    Reply from James Carmody
    October 22nd, 2024 08:58 PM
    Thank you Mike! Glad we could step in and make it happen. Thank you for the opportunity to serve you.
  • Encompass
    V
    Valerie Z
    LA JOLLA, CA
    Posted on October 19th, 2024 03:09 PM
    James and his team are the best.
    Reply from James Carmody
    October 19th, 2024 03:51 PM
    Thank you! We love working with you.
  • Encompass
    A
    Anshuman B
    La Jolla, CA
    Posted on October 10th, 2024 03:13 PM
    James and Aaron. Excellent communication and responsiveness.
    Reply from James Carmody
    October 10th, 2024 04:28 PM
    Thank you Anshu! It was great working with you. Congratulations to your family on your new home.
  • Encompass
    P
    Patty C
    La Jolla, CA
    Posted on October 4th, 2024 03:08 PM
    James Carmody and his team are professional in every way imaginable. I am a Top Producing Realtor with 21 years of experience and am happy to recommend Synergy One and James Carmody to every one of my Clients. I trust that there will be honesty,...
    read more
    Reply from Carmody Team
    January 31st, 2025 03:04 PM
    Thank you for the kind words and support. We put a lot of thought and care into our systems and communication. It is a privilege and honor to serve.
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    Cara M
    Posted on October 4th, 2024 01:11 PM
    James helped my husband and me get our loan for a new home purchase in Springfield, IL. From day 1, James was helpful, communicative, easy to talk to, and knowledgeable. He made it super easy to decide which scenario we wanted to move forward...
    read more
    Reply from James Carmody
    October 4th, 2024 02:06 PM
    Thank you Cara for the opportunity to serve you guys. It was our privilege. I am so excited for you guys in the next chapter of your lives.
  • Encompass
    A
    Alejandro L
    San Diego, CA
    Posted on September 29th, 2024 11:06 PM
    The people that work there make it a great and smooth experience.
    Reply from James S. Carmody
    January 31st, 2025 05:32 PM
    Thank you for the kind words, Alejandro. It was a pleasure to work with you. The team and I are always here as a resource for you moving forward!
  • Encompass
    R
    Ryan L
    San Diego, CA
    Posted on September 25th, 2024 03:49 PM
    Communication and dedication!!
    Reply from Carmody Team
    April 18th, 2025 11:57 PM
    Thank you Ryan. I'm grateful for your trust and so happy I could be a part of your journey!
  • Encompass
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    Carly N
    Carlsbad, CA
    Posted on September 17th, 2024 03:01 AM
    Thanks! Seamless from start to finish.
    Reply from James Carmody
    September 17th, 2024 05:55 PM
    Thank you Carly! We appreciate your repeat business. Congrats to your family on your new home!
  • 101–110 of 629
    About
    It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer Specialist
    VA Loan Expert
    Wide Range of Investor Loan Programs
    Aggressive Jumbo Rates
    Conforming Fixed & Adjustable Rate
    FHA, VA & USDA
    Non-QM, Jumbo & Super Jumbo
    Down Payment Assistance
    View All
    What is the Search Rank Score®?
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    Positions
    • Synergy One Lending - Partner, Vice President
      Jan 1st, 2012 - Current
    • Rise Up Radio - Host
      Dec 1st, 2015 - Current
    Memberships
    • MBREA
    • REBA
    • METRO
    • View All
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 308051
    Achievements
    • Chairmans Club
    Hobbies
    • Fishing
    • Watching Sports
    • Family Time
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235