Gerry Phillips
Senior Loan Officer | NMLS #505678
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time... Show More
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Gerry’s willingness to work through a long overbearing process.
Reply from Gerry Phillips
July 1st, 2024 06:20 PM
Thank you for the kind post close survey, Alex... truly appreciate it!
You would have never known you were a first time homebuyer... you were masterful. Nice job!!
Smooth transition
Reply from Gerry Phillips
July 1st, 2024 06:20 PM
Thank you for the kind post close survey, Mike & Nastia... truly appreciate it!
Good communication and got everything done super fast.
Reply from Gerry Phillips
July 1st, 2024 06:20 PM
Ethan/Minhua.... sorry for my late response.
Wanted to thank you for the kind post close survey. Truly appreciate & I wish I would have been able to be at closing.
Thank you for everything.
Easy reliable and on top of things at all times
Gerry was very thorough made sure we understood and answered all of our questions
Everything
definitely took away the stress , never had a problem explaining any questions regardless how silly they seemed. Only regret is not going through them sooner . Thanks for everything!
Gerry was very helpful and kept me in the loop with everything. He made sure to do all the pre work to make the process smooth.
Excellent communication!
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About
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time buyers to self-employed borrowers, Gerry offers expert guidance, second home financing, and exceptional service from start to finish. Known for being accessible and responsive—even on weekends—Gerry is your trusted local loan officer, ready to answer questions and help anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Memberships
- Lake Area Chamber of Commerce
- Lake West Chamber of Commerce
- Camdenton Area Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 505678
Awards
Hobbies
- The Church at Osage Hills
- Rotary
- Charity
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org