Gerry Phillips
Senior Loan Officer | NMLS #505678
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time... Show More
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He was very helpful and walked me through everything. He made it easy
Gerry is a true professional!
Gerry was very knowledgeable and communicated with me every step of the way. He works hard for you as a client and has your best interest at heart.
Experience
Gerry made it very easy
The stunt you pulled with sneaking an extra document into the closing paperwork at the last minute (and unbeknownst to Gerry) to charge us, the seller, and the roofing contractor a TWO HUNDRED AND FIFTY-FOUR THOUSAND DOLLAR PENALTY if we couldn't...
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Gerry was a string advocate with his knowledge and excellent customer service! We highly recommend Gerry!
Gerry was great with communication during our loan process. He ensured we had everything in order to close timely and promptly answered any questions we had along the way.
Gerry was the most professional and competent person for the job. No matter the time of day or the challenge in the process that came up, he handled it immediately and kept us well informed along the way.
Gerry was so incredibly helpful! He was always available to answer any questions we had. He also took time to carefully explain the process to us since it was our first time buying a home. We hit a few snags along the way and he worked incredibly...
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Gerry was amazing to work with! His knowledge is vast and his professionalism, responsiveness, dedication, helpfulness, and all-around service was exceptional. In the future, my family will always work with Gerry and we are happy to recommend...
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About
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time buyers to self-employed borrowers, Gerry offers expert guidance, second home financing, and exceptional service from start to finish. Known for being accessible and responsive—even on weekends—Gerry is your trusted local loan officer, ready to answer questions and help anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Memberships
- Lake Area Chamber of Commerce
- Lake West Chamber of Commerce
- Camdenton Area Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 505678
Awards
Hobbies
- The Church at Osage Hills
- Rotary
- Charity
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org