Gerry Phillips
Senior Loan Officer | NMLS #505678
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time... Show More
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Gerry did a great job of keeping us informed of progress and helped us get the funds we needed to complete our remodeling project. We will refer our friends and family to him.
Reply from Gerry Phillips
October 27th, 2024 04:13 PM
I enjoyed working with you. Thanks for the great feedback.
Gerry was very attentive to our needs and questions. He made the whole Loan process very easy.
Reply from Gerry Phillips
October 19th, 2024 03:23 PM
Thank you, Corky... super appreciate your sentiments. You & Dalona were a joy to work with. And your smoke rub is AWESOME!
Gerry Phillips made it great. He went the extra mile multiple times. His communication is stellar. His knowledge of the subject matter is excellent. His ability to ask the right questions and develop a plan for success was amazing. He didn't...
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Reply from Gerry Phillips
October 13th, 2024 01:30 AM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Gerry helped every step of the way. He was knowledgeable and gave us sound advice. A true professional with a caring heart. He was fantastic!
Reply from Gerry Phillips
October 7th, 2024 02:42 PM
Thank you, Ann Marie! Very sweet of you. The pleasure was all mine. You all overcame a very difficult situation regarding your exiting home that I can't even comprehend! You & Scott were the true super stars!!
Gerry is always awesome to work with. He is my go to for all my mortgage needs. Most importantly he knows the lake area so well and is very knowledgeable in regards to lake home mortgages.
Reply from Gerry Phillips
September 4th, 2024 04:10 PM
Shannon & Eric, you 2 are so delightful to work with. Never complaining about anything... just focused on getting the job done. SO refreshing... love working with you guys!
Gerry is very knowledgeable and responsive.
Reply from Gerry Phillips
August 20th, 2024 05:04 PM
Ryan... thank you for a terrific review. Truly appreciate it.
You and Amy are a delight to work with... so thorough and responsive.
When I get to work with such awesome folks like you 2, my job is a walk in the park!!
Gerry’s knowledge and experience made this process easy to understand and complete.
Reply from Gerry Phillips
August 19th, 2024 01:38 PM
Wow... thanks SO much, Kay. I received Mark's super-nice review & now getting yours makes it so much more special!
Gerry is extremely accessible and moves very quickly. This is the second time we have had the pleasure of working with Gerry and if we ever buy another house we will only use Gerry again.
Reply from Gerry Phillips
August 18th, 2024 05:26 PM
Thank you, Mark! You and Kay are always a delight to work with. You 2 are top notch and make things SO easy!
Gerry made it great
Reply from Gerry Phillips
August 10th, 2024 03:24 PM
Thank you, Brian. It was a delight to work with you & Jennifer!!
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About
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time buyers to self-employed borrowers, Gerry offers expert guidance, second home financing, and exceptional service from start to finish. Known for being accessible and responsive—even on weekends—Gerry is your trusted local loan officer, ready to answer questions and help anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Memberships
- Lake Area Chamber of Commerce
- Lake West Chamber of Commerce
- Camdenton Area Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 505678
Awards
Hobbies
- The Church at Osage Hills
- Rotary
- Charity
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org