Gerry Phillips
Senior Loan Officer | NMLS #505678
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time... Show More
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Wonderful and kind, he had the time and patience to deal with us ..we aren't computer savvy!! Very good to us.
Reply from Gerry Phillips
February 4th, 2025 05:14 PM
Jutta... you and Jimmy are a delight to work with. Now let's get your home on Twisted Oaks sold!!
Every question I had was answered in a timely manner. He always seemed like he was trying to help me instead of just trying to make a deal. Took time to educate me on the things I was unaware of and, made sure I understand fully everything...
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Reply from Gerry Phillips
January 16th, 2025 04:14 PM
Thanks, Gauge!
I am so happy for you in being able to keep your great grandmother's home in the family. You worked hard & followed the plan perfectly.
Nice job! I wish the best for you & your family always.
Gerry was great to work with. I would highly recommend him.
Reply from Gerry Phillips
December 23rd, 2024 04:11 PM
Leigh.... thank you!
We are so lucky to have You & Jody here at the Lake.
You 2 are a perfect reason why the Lake is so wonderful!
The memories you all create with family & friends will be unforgettably fantastic!
I have purchased two homes using Gerry over the years and will never look anywhere else. Each time he was professional, and amazingly fast with everything he does. On the second home purchase he went so far above and beyond to secure my financing...
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Reply from Gerry Phillips
December 16th, 2024 04:02 PM
Louis... thank you so much for the super review comments. I really appreciate it!! I always look forward to working with you. You make things SO easy!
Gerry was very helpful throughout the entire process. He gave great advise when determining what loan to proceed with .
Reply from Gerry Phillips
December 16th, 2024 04:04 PM
I am SO happy that you & Gretchen were able to find this home with so much family history. May God Bless your family, especially your new grand baby!
Gerry is very knowledgeable and helpful!
Reply from Gerry Phillips
December 10th, 2024 04:26 PM
Thank you, Gretchen. I enjoyed working with you & Derek. Happy to hear your daughter and grand baby are doing OK... Hope you enjoy the closing gift waiting for you at Lake Buy.
5 star and would recommend to
Reply from Gerry Phillips
December 9th, 2024 01:46 PM
You 2 were exceptional to work with. I wish you the very best & congratulations on your new Lake front home!
Very intelligent and has lots of experience, was able to get our deal done with no issues, and ahead of time.
Reply from Gerry Phillips
November 12th, 2024 01:40 PM
I am so delighted that you & Montana have your 1st home together! I wish you 2 all the Blessings for a wonderful future together!
Great rate. Great service. Timely reply to phone and email.
Reply from Gerry Phillips
October 28th, 2024 06:38 PM
You and Teresa were magnificent, Kirby. looking forward to working together on your condo refinance once this economy mess gets turned around.
Gerry was genuine and attentive to our wants and needs. We were given guidance through every step of the application and process in a friendly and professional manner.
Reply from Gerry Phillips
October 25th, 2024 07:57 PM
You and Corky were extremely fun to work with. You got the process right away.... I was wondering who the loan officer was since you did such an amazing job!!
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About
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time buyers to self-employed borrowers, Gerry offers expert guidance, second home financing, and exceptional service from start to finish. Known for being accessible and responsive—even on weekends—Gerry is your trusted local loan officer, ready to answer questions and help anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Memberships
- Lake Area Chamber of Commerce
- Lake West Chamber of Commerce
- Camdenton Area Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 505678
Awards
Hobbies
- The Church at Osage Hills
- Rotary
- Charity
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org