Gerry Phillips
Senior Loan Officer | NMLS #505678
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time... Show More
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My husband and I were first-time homebuyers, and Gerry made the entire process smooth and stress-free. He was knowledgeable, responsive, and genuinely kind every step of the way.
Reply from Gerry Phillips
November 3rd, 2025 03:30 PM
Gabie... you and Reese were SO great to work with. You were total PROs from the start. I am SO happy for you guys. Love how things are coming together for you. You're Awesome!
Got to close with minimal slow downs.
Reply from Gerry Phillips
October 22nd, 2025 09:14 PM
Thanks, Ruth... you & Mike are exceptional!! Hope I get invited to your house-warming! 😁
Gerry was on top of everything and made me feel like a top priority at all stages of the application and approval process. He helped me through the entire process and made everything as simple as possible.
Reply from Gerry Phillips
October 14th, 2025 03:41 PM
Thank you, Danielle.... you were exceptional through the entire process... loved working with you!I would be honored to be invited to your house warming... it's such a beautiful home! You did an amazing and thorough job with your home search....
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Very personable and truly friemdly
Reply from Gerry Phillips
October 9th, 2025 12:55 PM
Patti... you and Wayne were such a delight to work with. Happy Days ahead with your new condo... congratulations!!
Easy to work with and understood our needs
Reply from Gerry Phillips
October 6th, 2025 10:38 PM
thank you SO much, Wayne... I'm sure you & Patti will have wonderful experiences with your visits to the Lake & your new condo!
Gerry was very responsive, always available.\n And very respectful.
Reply from Gerry Phillips
September 29th, 2025 02:19 PM
Thanks SO much to both you & Macy. It was a delight to work with you both. My only regret is not being able to meet you in person. Praying your new home is as wonderful to you & your family as you dreamed!
Friendly and
Reply from Gerry Phillips
September 26th, 2025 06:08 PM
Thanks for the review, Macy. I really enjoyed working with you & Russell. I'm bummed not to have been able to meet you face-to-face.... maybe some day!
too must electric info for an old goat like myself
Reply from Gerry Phillips
September 22nd, 2025 03:09 PM
Yes, the online age has taken over our industry for sure!
I look forward to putting together several Open Houses to get your existing condo at Cedar Glen SOLD! How about we start with a 2-5pm one this coming Saturday, 9/27/2025?
Gerry is very knoledgeable and communication was great.
Reply from Gerry Phillips
September 16th, 2025 03:02 PM
Thank you SO much, Matt. You were exceptional through the entire process. Enjoyed working with you and I wish you all the joy with your friends & family gathering at your new Lake Home!
Gerry kept me very well informed and explained things that I didn't understand as a first time homebuyer.
Reply from Gerry Phillips
September 14th, 2025 09:57 PM
Thomas... I appreciate you & Kayda entrusting me with your 1st home purchase. My door is always open whenever you have homeownership questions any time in the future!
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About
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time buyers to self-employed borrowers, Gerry offers expert guidance, second home financing, and exceptional service from start to finish. Known for being accessible and responsive—even on weekends—Gerry is your trusted local loan officer, ready to answer questions and help anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Memberships
- Lake Area Chamber of Commerce
- Lake West Chamber of Commerce
- Camdenton Area Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 505678
Awards
Hobbies
- The Church at Osage Hills
- Rotary
- Charity
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org