Gerry Phillips
Senior Loan Officer | NMLS #505678
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time... Show More
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Gerry is extremely knowledgeable and is available every step of the process!
Reply from Gerry Phillips
August 30th, 2025 04:48 PM
Dennis, you are an amazing friend and were SO delightful to work with. I am grateful that you came to me for the purchase of your new home.
Gerry goes above and beyond for his customers to make sure every deal closes smoothly and stress-free. He truly goes the extra mile, and nobody makes the closing process better than he does at the Lake of the Ozarks.
Reply from Gerry Phillips
August 25th, 2025 12:46 AM
So SWEET of you, Stephanie! Thank you. You (and maybe DJ) are truly exceptional!!
Clear instructions, quick responses, and he brings cookies to the closing.
Reply from Gerry Phillips
August 25th, 2025 12:48 AM
Thanks, Andy... I enjoyed working with you & Beth. Ginger is a sweetheart. Also, BTW... you should be receiving a refund of overpayment on the condo questionnaire cost. This is something I caught after the fact. If you don't have that by the...
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So many details, but so much encouragement aling the way! The process was fast and efficient. And there were cookies at the end...
Reply from Gerry Phillips
August 12th, 2025 07:16 PM
Thanks, Beth... Loved working you & Andy. Thanks for bringing Ginger to our closing... she is a sweetheart!
Gerry was consistently quick to respond and informative. He made the process smooth and effortles.
Reply from Gerry Phillips
August 11th, 2025 06:31 PM
LOVED working with you & Bill, Angie.
Thanks SO much and I'm sure you will enjoy the lake life as you have for a long time!!
Gerry was very responsive and quick to provide accurate information and instructions. Made the process very easy..
Reply from Gerry Phillips
August 5th, 2025 10:56 PM
Thanks, Bill! You and Angie are magnificent, and I enjoyed working with you! You were a pro throughout the entire transaction! Hope you enjoyed the cookies! 😁
Gerry was always available to answer questions and with his hard work we were able to close in under 30 days.
Reply from Gerry Phillips
July 28th, 2025 02:32 PM
Sara, you and Chase are not only wonderful friends, but you 2 made this deal SO easy... and is the true reason it went so smoothly! I appreciate you guys tremendously.
Gerry and his follow up and communication. He was easy to access and quick to respond to questions.
Reply from Gerry Phillips
July 9th, 2025 10:07 PM
It was my pleasure & privilege to work with you and Karen. I am very excited to work up an even better deal in 2026.... better rate AND removing the FHA Mortgage Insurance!!
Gerry was great to work with, answered all my concerns, we closed at target time, less than a month. He is very professional and listens to your concerns. I have work with him in the past and was pleased with the results, so I knew that is...
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Reply from Gerry Phillips
July 3rd, 2025 08:23 PM
You guys are always a delight to work with... we certainly appreciate you & I had fun visiting you all at Mary Ann's rental.
You guys found a super-cool home... I absolutely love that place. You guys did a great job all around!
easy process
Reply from Gerry Phillips
June 23rd, 2025 02:19 PM
Ted... you are a unique and brilliant man. Ali is magnificent. You guys stayed way ahead of the process & I was delighted working with you both!
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About
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time buyers to self-employed borrowers, Gerry offers expert guidance, second home financing, and exceptional service from start to finish. Known for being accessible and responsive—even on weekends—Gerry is your trusted local loan officer, ready to answer questions and help anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Memberships
- Lake Area Chamber of Commerce
- Lake West Chamber of Commerce
- Camdenton Area Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 505678
Awards
Hobbies
- The Church at Osage Hills
- Rotary
- Charity
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org