Gerry Phillips
Senior Loan Officer | NMLS #505678
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time... Show More
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Gerry was great to work with. He made everything very simple and I would do it all again.
Reply from Gerry Phillips
March 3rd, 2026 03:48 AM
Ron... working with you was a pure delight. You were amazing. Did SO much before I could even ask. You were always 2 steps ahead of the entire process!! And you did it effortlessly!
Gerry worked really hard to get it done on time
Reply from Gerry Phillips
February 17th, 2026 01:52 AM
Larry, thank you so much for the kind words — it truly means a lot.It was an honor helping you secure your new home here at the Lake of the Ozarks. I’m grateful you were pleased with the experience — and I’m especially glad you enjoyed the...
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Good service in
Reply from Gerry Phillips
February 8th, 2026 08:54 PM
Thank you very much for the kind response on Experience.com, Gina... truly appreciate it!!
He was always there and had an answer.
Reply from Gerry Phillips
January 31st, 2026 06:19 PM
Thanks, Chet!
You and Brianna were so quick & kind during the entire process. I loved working with you 2. Enjoy your new home... you both deserve to celebrate a job well done!
My experience working with Gerry was amazing! He was on top of everything and answered all my questions, and was very thorough! Thank you!
Reply from Gerry Phillips
January 29th, 2026 02:08 AM
It was a delightful experience to work alongside you on this journey, Brendan. You are an awesome guy and Dugan's is SO lucky to have you as part of their organization!
I've worked with Gerry as a local Realtor for years. Always a very good experience.
Reply from Gerry Phillips
January 10th, 2026 02:07 PM
Thank you, Keith. Your friendship means a lot to me. Praying everything comes together for you on the planned projects for your new home!
Gerry was very helpful and his communication was exactly what my wife and I needed when purchasing our first home.
Reply from Gerry Phillips
November 25th, 2025 02:07 PM
Hey, Deiven... thanks SO much for the review! Praying you & Teresa enjoy your new home... it is a wonderful place.
The miles between us did not stop Gerry and Toni keeping us informed throughout the loan process. They were avaliable anytime to answer my questions. They were a joy to work with! Thank you - Margaret
Reply from Gerry Phillips
November 21st, 2025 12:49 PM
Thanks, Margaret! Such kind words. We appreciate you and Michael. Closing was so much fun... LOVE your guys' sense of humors!
Professional, friendly, and easy to communicate with.
Reply from Gerry Phillips
November 19th, 2025 08:12 PM
Thank you, Angie... you and Dan were a delight to work with. You all made it so easy!
Gerry was very thorough and communitive with every step of this process. I could call him day or night and get answers to all my questions and concerns. if any one needs anything loan related I'm definitely recommending Gerry and his team.
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Reply from Gerry Phillips
November 17th, 2025 07:45 PM
Thank you SO much for the very kind message.You 2 didn't even seem like you were first time homebuyers. You were all over everything and the largest part as to how we got this "not completely simple deal" to the table. YOU guys were perfect....
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About
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time buyers to self-employed borrowers, Gerry offers expert guidance, second home financing, and exceptional service from start to finish. Known for being accessible and responsive—even on weekends—Gerry is your trusted local loan officer, ready to answer questions and help anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Memberships
- Lake Area Chamber of Commerce
- Lake West Chamber of Commerce
- Camdenton Area Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 505678
Awards
Hobbies
- The Church at Osage Hills
- Rotary
- Charity
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org