Gerry Phillips
Senior Loan Officer | NMLS #505678
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time... Show More
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Gerry was the absolute best to work with! He was extremely communicative and helped us navigate some issues on our end. Will be recommending him to everyone we know!
Gerry Phillips was very attentive and patient.
Gerry was very friendly and kept some crazy hours so that we could get the deal we wanted.
Gerry was very communicative and we felt he had our best interest at heart!
Gerry is the best we could’ve asked for to help us with the purchase of our first home. He worked before and after regular business hours to help us get into our new home. My wife and I would highly recommend to call Gerry, to help purchase...
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Easy to work with and great communication
Gerry was able to answer all of our questions we had about the process. He is very professional and was very knowledgeable on the type of loan we made through him.
I provided all of my financial information. With past loans I have never had any trouble securing a loan when everything was disclosed. I felt like partial information was being selected when, if everything had been disclosed, the loan process...
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Gerry was always very responsive with questions and needed actions
Gerry was very professional an really did everything he could to help me
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About
Gerry Phillips has been in banking since 1986 and focused solely on residential mortgages since 2000. He’s experienced with VA, FHA, JUMBO, USDA, and more, helping clients understand credit, income, and asset qualifications. From first-time buyers to self-employed borrowers, Gerry offers expert guidance, second home financing, and exceptional service from start to finish. Known for being accessible and responsive—even on weekends—Gerry is your trusted local loan officer, ready to answer questions and help anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Memberships
- Lake Area Chamber of Commerce
- Lake West Chamber of Commerce
- Camdenton Area Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 505678
Awards
Hobbies
- The Church at Osage Hills
- Rotary
- Charity
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301. This is not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org