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Heather Frye | The Frye Lending Team - Area Manager in Fredericksburg, VA
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Heather Frye | The Frye Lending Team

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Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage exper... Show More
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  • Zillow
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    User5195075
    Fredericksburg, VA
    Posted on May 16th, 2013 12:00 AM
    Heather is a very hard working and dedicated mortgage professional. She helped me refinance my home and save over $300 per month in my payment. She is responsive and communicated with me throughout the process. The whole transaction only took...
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  • Zillow
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    User0375473
    Fredericksburg, VA
    Posted on May 8th, 2012 12:00 AM
    Heather is excellent, no awesome is a better word. She is a True Profossional. Her work ethic is unmatched by others in her field. She is capable of anticipating any and all needs regarding your loan packet. She is definitley a skilled people...
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    User897345
    Fredericksburg, VA
    Posted on May 4th, 2012 12:00 AM
    My experience with Heather was very pleasent. We were purchasing a HAP home and it was a new experience for us, but she was very knowledgable and helpful. I would highly reccomend her!
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    Bill C
    Fredericksburg, VA
    Posted on May 4th, 2012 12:00 AM
    I was very pleased in working with Heather . She was very responsive to my clients needs.Kept in touch with them so that they knew exactly what was happening with their loan application. and made my clients feel very comfortable in the whole...
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    Alicia A
    Fredericksburg, VA
    Posted on May 4th, 2012 12:00 AM
    Heather takes great pride in being knowledgeable on the most up to date changes occurring, or soon to be occurring, in the mortgage loan business, which reflects in each and every transaction she is working on. Heather, hands down, has always...
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    Pam M
    Fredericksburg, VA
    Posted on May 3rd, 2012 12:00 AM
    Heather is an outstanding loan officer and I highly recommend her. She has opened my eyes to many aspects of the business and she is always eager to to find solutions. Her reassuring and friendly outlook always lead to positive results. I am...
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    User714978
    Catlett, VA
    Posted on May 3rd, 2012 12:00 AM
    The best part of working with Heather was her response times. She always answers her phone!!! That is so important to me. If she was unavailable, she always called me back promptly.She is a true professional and helped make my homebuying experience...
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    About
    Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Bank Statement Mortgages
    Home Equity Conversion Mortgages(HECM)
    Hard Money Fix and Flip Loans
    Specialities
    DSCR
    First Time Homebuyers
    VA Loans
    Grant Programs
    Credit Improvement Strategies
    Construction to Perm Financing
    FHA loans
    Low Credit Scores
    What is the Search Rank Score®?
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    Positions
    • Summit Funding - Area Leader
      Sep 26th, 2023 - Mar 6th, 2026
    • Movement Mortgage - Market Leader
      Oct 14th, 2011 - Sep 22nd, 2023
    Memberships
    • Chamber of Commerce - Fredericksburg VA
    • Fredericksburg Area Builders Association
    • Fredericksburg Area Association of Realtors
    • View All
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • MLS 213439
    • Florida MLO
    • California MLO
    • View All
    Gallery
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Achievements
    • Silver Circle Virginia Housing Producer
    • Best Mortgage Lender Finalist, Best of the 'Burg 2026
    Hobbies
    • Camping, Family Time, Sports
    • LSU Football
    • Farm Life
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    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing