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Heather Frye | The Frye Lending Team
Area Manager

New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integr...... Show More
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Reviews from Web
Heather and her team are very responsive, clear, and easy to work with. They always keep me updated and make the process smooth even if it is complex. I would highly recomend Heather and her team.
Overall best service
Working with Heather Frye and her team was the absolute best experience I have ever experienced working with a mortgage company. She and her team are very knowledgeable, friendly, and everything is done in a timely manner with follow ups. I...
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Working with Heather and her team was an amazing experience. She’s very responsive and worked well with me as my clients realtor. I will refer other clients in the future because the experience was top tier!
Reply from Owner
June 27th, 2026 11:45 AM
Keoshoa, thank you for taking the time to review your experience! It was an honor to serve you and your investor with the purchase of their new investment property. We appreciate your partnership and diligence throughout the process. Thank...
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Great team. Answered all our questions in a timely manner. Was straight forward with the entire process and patient as we gater paperwork and fill in missing items. So easy and nice to talk with. Exciting got my family and I in our first home....
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Reply from Owner
June 22nd, 2026 01:12 PM
Aaron, thank you so much for the review! We are honored to serve your family get into your first home. So proud of the work you put in to become a first time homeowner. Wishing you and your family years of happiness and joy!
How up front, easy to talk with and working through the entire process. Help and made everything as simple as easy to understand.
Reply from Heather Frye
June 22nd, 2026 01:13 PM
Aaron, I appreciate your feedback and I'm glad to know that you found the process straightforward and easy to understand. If there's anything more I can assist with, please feel free to reach out.
What made my experience great was the communication was excellent. The team was very knowledgeable and everything was done in a timely manner with follow ups. The overall whole experience was absolutely excellent!
Reply from Heather Frye | The Frye Lending Tea...
June 22nd, 2026 01:13 PM
Glenn, thanks for trusting us with your loan for your investment purchase! We are honored to help support your journey and thankful to serve you!
Heather and her team were great to work with. They made such a huge life event easily navigable and took all the stress off my shoulders. I can’t wait to work with them again in the future.
Reply from Owner
June 19th, 2026 03:01 PM
Jesse! Thank you so much for trusting our team with your home purchase! We appreciate your taking the time to write us a review as well! We wish you and your family many years of blessings and happiness in your new home!
GREAT TEAM
Reply from Heather Frye
June 22nd, 2026 01:14 PM
Thanks Jesse! We appreciate your trust to help with your home loan! Wishing you the best of luck and years of happiness in your new home!
Personable, pleasant, efficient, swift service we can trust.
Reply from Heather Frye
June 22nd, 2026 01:15 PM
Karen, honored to be your partner for mortgage loans and we are so thankful for your trust and your business. Thank you for choosing our team!
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About
New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integrity, we strive to make the dream of homeownership a reality for all. As a direct lender, New American Funding has the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. We utilize cutting-edge technology and industry-leading tools to streamline the application and approval process, making it faster, more efficient, and transparent for our customers. Our mission is to help our customers achieve their dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Home Equity Conversion Mortgages(HECM)
Hard Money Fix and Flip Loans
Specialities
DSCR
First Time Homebuyers
VA Loans
Grant Programs
Credit Improvement Strategies
Construction to Perm Financing
FHA loans
Low Credit Scores
Search Rank ScoreLearn More →
764
/850
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Positions
- Summit Funding - Area LeaderSep 26th, 2023 - Mar 6th, 2026
- Movement Mortgage - Market LeaderOct 14th, 2011 - Sep 22nd, 2023
Memberships
- Chamber of Commerce - Fredericksburg VA
- Fredericksburg Area Builders Association
- Fredericksburg Area Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- MLS 213439
- Florida MLO
- California MLO
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Achievements
- Silver Circle Virginia Housing Producer
- Best Mortgage Lender Finalist, Best of the 'Burg 2026
Hobbies
- Camping, Family Time, Sports
- LSU Football
- Farm Life
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Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing