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Heather Frye | The Frye Lending Team
Area Manager

New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integr... Show More
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Reviews from Web
WIt’s hard to put into words just how incredible this team is. Communication, professionalism, and commitment are the fundamental values of Heather and Bethany. Thank you very much for turning the dream of homeownership into a reality.
Heather & her team were extremely communicative & responsive throughout the entire home buying process. We could not recommend them more!
Reply from Heather Frye | The Frye Lending Tea...
August 10th, 2026 06:33 PM
Caroline, I appreciate your kind words about my team's communication and responsiveness. It's wonderful to know that you would highly recommend us. If you ever need further assistance, please don't hesitate to reach out.
Always communicating and consistantly up to date on the course of the closing. Loved working with her
Reply from Heather Frye | The Frye Lending Tea...
July 15th, 2026 10:58 PM
Thank you Martha for taking the time to write this review! It was an honor and a pleasure to work with you on this transaction. We appreciate your partnership!
Heather and her team are very responsive, clear, and easy to work with. They always keep me updated and make the process smooth even if it is complex. I would highly recomend Heather and her team.
Reply from Heather Frye | The Frye Lending Tea...
July 15th, 2026 10:59 PM
Mendy, thank you so much for taking the time to write your review. We are so thankful for your trust and your continued partnership. We appreciate you and look forward to working together again soon!
Overall best service
Reply from Heather Frye | The Frye Lending Tea...
July 15th, 2026 11:00 PM
Kenneth, thank you for recognizing the service you received. I'm happy to know that your experience was positive. Thank you for your service and your trust in our team!
Working with Heather Frye and her team was the absolute best experience I have ever experienced working with a mortgage company. She and her team are very knowledgeable, friendly, and everything is done in a timely manner with follow ups. I...
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Reply from Heather Frye | The Frye Lending Tea...
July 6th, 2026 06:15 PM
Glenn, I'm so pleased to hear that you had such a positive experience with my team and me. Your recommendation and high rating mean a lot to us. We're grateful for your support and are always here to help if you need anything in the future.
Working with Heather and her team was an amazing experience. She’s very responsive and worked well with me as my clients realtor. I will refer other clients in the future because the experience was top tier!
Reply from Owner
June 27th, 2026 11:45 AM
Keoshoa, thank you for taking the time to review your experience! It was an honor to serve you and your investor with the purchase of their new investment property. We appreciate your partnership and diligence throughout the process. Thank...
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Great team. Answered all our questions in a timely manner. Was straight forward with the entire process and patient as we gater paperwork and fill in missing items. So easy and nice to talk with. Exciting got my family and I in our first home....
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Reply from Owner
June 22nd, 2026 01:12 PM
Aaron, thank you so much for the review! We are honored to serve your family get into your first home. So proud of the work you put in to become a first time homeowner. Wishing you and your family years of happiness and joy!
How up front, easy to talk with and working through the entire process. Help and made everything as simple as easy to understand.
Reply from Heather Frye
June 22nd, 2026 01:13 PM
Aaron, I appreciate your feedback and I'm glad to know that you found the process straightforward and easy to understand. If there's anything more I can assist with, please feel free to reach out.
What made my experience great was the communication was excellent. The team was very knowledgeable and everything was done in a timely manner with follow ups. The overall whole experience was absolutely excellent!
Reply from Heather Frye | The Frye Lending Tea...
June 22nd, 2026 01:13 PM
Glenn, thanks for trusting us with your loan for your investment purchase! We are honored to help support your journey and thankful to serve you!
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About
New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integrity, we strive to make the dream of homeownership a reality for all. As a direct lender, New American Funding has the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. We utilize cutting-edge technology and industry-leading tools to streamline the application and approval process, making it faster, more efficient, and transparent for our customers. Our mission is to help our customers achieve their dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Home Equity Conversion Mortgages(HECM)
Hard Money Fix and Flip Loans
Specialities
DSCR
First Time Homebuyers
VA Loans
Grant Programs
Credit Improvement Strategies
Construction to Perm Financing
FHA loans
Low Credit Scores
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Positions
- Summit Funding - Area LeaderSep 26th, 2023 - Mar 6th, 2026
- Movement Mortgage - Market LeaderOct 14th, 2011 - Sep 22nd, 2023
Memberships
- Chamber of Commerce - Fredericksburg VA
- Fredericksburg Area Builders Association
- Fredericksburg Area Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- MLS 213439
- Florida MLO
- California MLO
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Achievements
- Silver Circle Virginia Housing Producer
- Best Mortgage Lender Finalist, Best of the 'Burg 2026
Hobbies
- Camping, Family Time, Sports
- LSU Football
- Farm Life
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Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing