Heather Frye | The Frye Lending Team's Cover Image
Heather Frye | The Frye Lending Team - Area Manager in Fredericksburg, VA
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Heather Frye | The Frye Lending Team

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Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage exper... Show More
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Reviews from Web
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    Sharon C
    Posted on February 11th, 2020 01:48 AM
    Heather Frye | The Frye Lending Team has received a review with 5 star rating from Sharon C
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    Amanda H
    Posted on January 10th, 2020 10:15 PM
    Heather and her team did an outstanding job on my refinance. They quickly responded to every question I had and were more than competitive to other quotes I had received. I highly recommend Heather Frye for your purchases and refinancing.
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    Amanda H
    Posted on January 10th, 2020 10:15 PM
    Heather and her team did an outstanding job on my refinance. They quickly responded to every question I had and were more than competitive to other quotes I had received. I highly recommend Heather Frye for your purchases and refinancing.
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    Amanda H
    Posted on January 10th, 2020 10:15 PM
    Heather and her team did an outstanding job on my refinance. They quickly responded to every question I had and were more than competitive to other quotes I had received. I highly recommend Heather Frye for your purchases and refinancing.
  • google
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    Amanda H
    Posted on January 10th, 2020 10:15 PM
    Heather and her team did an outstanding job on my refinance. They quickly responded to every question I had and were more than competitive to other quotes I had received. I highly recommend Heather Frye for your purchases and refinancing.
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    Daniellegirl83
    Partlow, VA
    Posted on December 30th, 2019 12:00 AM
    Our experience was excellent with movement mortgage especially with dealing with Heather frye she made the process smooth and easy and was there every step of the way , Heather and team are very professional ask any questions we had in a timely...
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    Joehughes80
    Glen Allen, VA
    Posted on August 23rd, 2019 12:00 AM
    Heather Frye and her team were fantastic to work with! Highly recommend using them to anyone! They were extremely professional and kept us up to date with the entire process. Couldn't recommend them higher!!
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    Ashley H
    Fredericksburg, VA
    Posted on March 18th, 2019 12:11 AM
    Heather answered every one of my questions in a timely manner. She was extremely helpful and right on top of the process at all times. She knew what she was doing and helped me to feel at ease.
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    David H
    Stafford, VA
    Posted on March 7th, 2019 12:46 AM
    It was smooth and fast process.
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    Kathleen L
    Ruther Glen, VA
    Posted on February 16th, 2019 03:38 PM
    Heather and her team were so avaliable, efficient, and helpful! As a first time home buyer I had a million questions and they were all so easy to work with!
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    About
    Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Bank Statement Mortgages
    Home Equity Conversion Mortgages(HECM)
    Hard Money Fix and Flip Loans
    Specialities
    DSCR
    First Time Homebuyers
    VA Loans
    Grant Programs
    Credit Improvement Strategies
    Construction to Perm Financing
    FHA loans
    Low Credit Scores
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    Positions
    • Summit Funding - Area Leader
      Sep 26th, 2023 - Mar 6th, 2026
    • Movement Mortgage - Market Leader
      Oct 14th, 2011 - Sep 22nd, 2023
    Memberships
    • Chamber of Commerce - Fredericksburg VA
    • Fredericksburg Area Builders Association
    • Fredericksburg Area Association of Realtors
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    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • MLS 213439
    • Florida MLO
    • California MLO
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    Gallery
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Achievements
    • Silver Circle Virginia Housing Producer
    • Best Mortgage Lender Finalist, Best of the 'Burg 2026
    Hobbies
    • Camping, Family Time, Sports
    • LSU Football
    • Farm Life
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    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing