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Heather Frye | The Frye Lending Team
Area Manager

Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage exper... Show More
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Movement Mortgage is a great company to work with, We had the pleasure of having Heather work with us during our refinance. Everything went smooth from start to finish! Thank you, Heather and Movement Mortgage
The process of the loan went smoothly - we were able to close on time - but unfortunately the seller was not ready. I was not penalized for that and so the second go round - I didn't have any problems.
Reply from Owner
October 11th, 2016 12:00 AM
Thanks for sharing your experience with us! Wishing you the best in your new home!
The process went fast, and it was a good experience. I expected for the entirety of the process to take several weeks but it didn't. Everyone that needed that had to do with it all were all professional and accurate, and that gave me a piece...
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Heather and her team do Outstanding work always there by your side every step of the way made our process so easy couldn't ask for a better team thank you so much for your work would highly recommend to family and friends we love our new home...
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Heather and her team are wonderful to work with. They are experts in exceeding customer's expectations. If you are looking for a mortgage in Fredericksburg, contact Heather today and be ready to be impressed with great customer service and...
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Heather and her team are wonderful to work with. They are experts in exceeding customer's expectations. If you are looking for a mortgage in Fredericksburg, contact Heather today and be ready to be impressed with great customer service and...
read more
Heather and her team are wonderful to work with. They are experts in exceeding customer's expectations. If you are looking for a mortgage in Fredericksburg, contact Heather today and be ready to be impressed with great customer service and...
read more
Heather and her team are wonderful to work with. They are experts in exceeding customer's expectations. If you are looking for a mortgage in Fredericksburg, contact Heather today and be ready to be impressed with great customer service and...
read more
Great Mortgage Company! Great Loan officers! :)
Great Mortgage Company! Great Loan officers! :)
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About
Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Home Equity Conversion Mortgages(HECM)
Hard Money Fix and Flip Loans
Specialities
DSCR
First Time Homebuyers
VA Loans
Grant Programs
Credit Improvement Strategies
Construction to Perm Financing
FHA loans
Low Credit Scores
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Positions
- Summit Funding - Area LeaderSep 26th, 2023 - Mar 6th, 2026
- Movement Mortgage - Market LeaderOct 14th, 2011 - Sep 22nd, 2023
Memberships
- Chamber of Commerce - Fredericksburg VA
- Fredericksburg Area Builders Association
- Fredericksburg Area Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- MLS 213439
- Florida MLO
- California MLO
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Gallery



Achievements
- Silver Circle Virginia Housing Producer
- Best Mortgage Lender Finalist, Best of the 'Burg 2026
Hobbies
- Camping, Family Time, Sports
- LSU Football
- Farm Life
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Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing