Heather Frye | The Frye Lending Team's Cover Image
Heather Frye | The Frye Lending Team - Area Manager in Fredericksburg, VA
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Heather Frye | The Frye Lending Team

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Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage exper... Show More
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Reviews from Web
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    Robert C
    Posted on March 10th, 2015 07:04 PM
    Great Mortgage Company! Great Loan officers! :)
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    Robert C
    Posted on March 10th, 2015 07:04 PM
    Great Mortgage Company! Great Loan officers! :)
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    Jeffrey P
    Spotsylvania, VA
    Posted on December 17th, 2014 12:00 AM
    If you're looking to purchase or refinance a home, you need to go and see Heather. We used her for the purchase of a new home in February 2013 and she was wonderful. VA purchases are sometimes a pain, but the process with Heather was painless....
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    The F T
    Fredericksburg, VA
    Posted on November 14th, 2014 12:00 AM
    When you are looking for a lender that can get you all the way to the finish line, Heather is that person. Heather is highly motivated and fully dedicated to all her clients. Heather listens to the needs and wants of her clients and works toward...
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    Twoblondes H
    Fredericksburg, VA
    Posted on October 2nd, 2014 12:00 AM
    Heather helped me refinance and I never had to leave my home!! She was quick to help me get my stuff together and to get me the best rate possible. I would highly recommend her and her team!!!
    Reply from Heather Frye
    October 3rd, 2014 12:00 AM
    Thanks for your review! I appreciate your trust and your business!
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    Gamermonkey17
    Fredericksburg, VA
    Posted on July 30th, 2014 12:00 AM
    Heather was great and was able to answer all my questions immediately. As a first time home buyer she went above and beyond to make the process easy and stress free. Heather and her team got it all done in record time too! I could not be happier...
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    Ldhardison
    Fredericksburg, VA
    Posted on July 28th, 2014 12:00 AM
    Both Heather and her assistant Sara were great in ensuring we met all requirements needed to obtained an approved loan. Without their hard work, we would not have been able to purchase our first home.
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    User7484998
    Fredericksburg, VA
    Posted on July 17th, 2013 12:00 AM
    Heather was a pleasure to deal with. Very professional and knowledgable at what she does. Made my home buying experience stressless. I would strongly recommend her to anyone that is wanting to buy a new home!
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    User4875908
    Spotsylvania, VA
    Posted on July 17th, 2013 12:00 AM
    Heather helped my family buy our first house and did a great job. The process was smooth and she was always available to help answer questions and provide guidance. Thank you.
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    User0717666
    Stafford, VA
    Posted on May 20th, 2013 12:00 AM
    I absolutely loved working with Heather! My husband and I were first time homebuyers and didn't know much about the process of getting a home loan. She made us feel comfortable and she explained everything so that it actually made sense to...
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    About
    Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Bank Statement Mortgages
    Home Equity Conversion Mortgages(HECM)
    Hard Money Fix and Flip Loans
    Specialities
    DSCR
    First Time Homebuyers
    VA Loans
    Grant Programs
    Credit Improvement Strategies
    Construction to Perm Financing
    FHA loans
    Low Credit Scores
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    Positions
    • Summit Funding - Area Leader
      Sep 26th, 2023 - Mar 6th, 2026
    • Movement Mortgage - Market Leader
      Oct 14th, 2011 - Sep 22nd, 2023
    Memberships
    • Chamber of Commerce - Fredericksburg VA
    • Fredericksburg Area Builders Association
    • Fredericksburg Area Association of Realtors
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    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • MLS 213439
    • Florida MLO
    • California MLO
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    Gallery
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Achievements
    • Silver Circle Virginia Housing Producer
    • Best Mortgage Lender Finalist, Best of the 'Burg 2026
    Hobbies
    • Camping, Family Time, Sports
    • LSU Football
    • Farm Life
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    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing