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Heather Frye | The Frye Lending Team
Area Manager

Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage exper... Show More
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Great Mortgage Company! Great Loan officers! :)
Great Mortgage Company! Great Loan officers! :)
If you're looking to purchase or refinance a home, you need to go and see Heather. We used her for the purchase of a new home in February 2013 and she was wonderful. VA purchases are sometimes a pain, but the process with Heather was painless....
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When you are looking for a lender that can get you all the way to the finish line, Heather is that person. Heather is highly motivated and fully dedicated to all her clients. Heather listens to the needs and wants of her clients and works toward...
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Heather helped me refinance and I never had to leave my home!! She was quick to help me get my stuff together and to get me the best rate possible. I would highly recommend her and her team!!!
Reply from Heather Frye
October 3rd, 2014 12:00 AM
Thanks for your review! I appreciate your trust and your business!
Heather was great and was able to answer all my questions immediately. As a first time home buyer she went above and beyond to make the process easy and stress free. Heather and her team got it all done in record time too! I could not be happier...
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Both Heather and her assistant Sara were great in ensuring we met all requirements needed to obtained an approved loan. Without their hard work, we would not have been able to purchase our first home.
Heather was a pleasure to deal with. Very professional and knowledgable at what she does. Made my home buying experience stressless. I would strongly recommend her to anyone that is wanting to buy a new home!
Heather helped my family buy our first house and did a great job. The process was smooth and she was always available to help answer questions and provide guidance. Thank you.
I absolutely loved working with Heather! My husband and I were first time homebuyers and didn't know much about the process of getting a home loan. She made us feel comfortable and she explained everything so that it actually made sense to...
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About
Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Home Equity Conversion Mortgages(HECM)
Hard Money Fix and Flip Loans
Specialities
DSCR
First Time Homebuyers
VA Loans
Grant Programs
Credit Improvement Strategies
Construction to Perm Financing
FHA loans
Low Credit Scores
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Positions
- Summit Funding - Area LeaderSep 26th, 2023 - Mar 6th, 2026
- Movement Mortgage - Market LeaderOct 14th, 2011 - Sep 22nd, 2023
Memberships
- Chamber of Commerce - Fredericksburg VA
- Fredericksburg Area Builders Association
- Fredericksburg Area Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- MLS 213439
- Florida MLO
- California MLO
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Achievements
- Silver Circle Virginia Housing Producer
- Best Mortgage Lender Finalist, Best of the 'Burg 2026
Hobbies
- Camping, Family Time, Sports
- LSU Football
- Farm Life
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Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing