

Top 5%
Heather Frye | The Frye Lending Team
Area Manager

Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage exper... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Heather is so easy to communicate with and has helped me so many times with my financial needs. I trust her completely to have my best interests at heart.
Heather Fry, is by far one of the best in the business. You can’t match her service let alone knowledge of the mortgage business. Heather and her team are 100% dedicated to her clients and will fight for them. Heather does not let things slip...
read more
Heather Frye and Movement Mortgage are a pleasure to work with. She is very knowledgeable and makes each and every transaction smooth. Heather makes sure closing happens on the scheduled date or even earlier. I would recommend her to anyone....
read more
Everything was relatively smooth till closing. They did not realize that they had to have my Wife sign something, they caught up with her on vacation, the person she met did not check ID and had the wrong name on the paperwork. They had to...
read more
Reply from Owner
February 7th, 2019 12:00 AM
Thank you for your review. The issues seem to be related to the closing agency who handled your closing and not your loan experience itself. I sincerely apologize and was completely unaware of these issues. I do however appreciate your feedback...
read more
Heather was very knowldgeable and professional. She was always quick to answer any emails or phone calls that I sent her. It was a real pleasure working with Heather. If you are looking for a "SUPER" loan officer, I would highly recommend contacting...
read more
They were very easy to work with. The system to upload our documentation made the process very quick. It was also good to be able to sign documents electronically rather than having to go to an office. Our mortgage processor's office was in...
read more
Heather and her staff were wonderful to work with. They did all the work. All my wife and I had to do was show up to sign the paperwork. They made our experience stress free.
Brandon and Candi Garner
Heather and her staff were wonderful to work with. They did all the work. All my wife and I had to do was show up to sign the paperwork. They made our experience stress free.
Brandon and Candi Garner
Heather and her staff were wonderful to work with. They did all the work. All my wife and I had to do was show up to sign the paperwork. They made our experience stress free.
Brandon and Candi Garner
Heather and her staff were wonderful to work with. They did all the work. All my wife and I had to do was show up to sign the paperwork. They made our experience stress free.
Brandon and Candi Garner
261–270 of 297
About
Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Home Equity Conversion Mortgages(HECM)
Hard Money Fix and Flip Loans
Specialities
DSCR
First Time Homebuyers
VA Loans
Grant Programs
Credit Improvement Strategies
Construction to Perm Financing
FHA loans
Low Credit Scores
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Summit Funding - Area LeaderSep 26th, 2023 - Mar 6th, 2026
- Movement Mortgage - Market LeaderOct 14th, 2011 - Sep 22nd, 2023
Memberships
- Chamber of Commerce - Fredericksburg VA
- Fredericksburg Area Builders Association
- Fredericksburg Area Association of Realtors
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- MLS 213439
- Florida MLO
- California MLO
View All
Gallery



Achievements
- Silver Circle Virginia Housing Producer
- Best Mortgage Lender Finalist, Best of the 'Burg 2026
Hobbies
- Camping, Family Time, Sports
- LSU Football
- Farm Life
View All
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing