Heather Frye | The Frye Lending Team's Cover Image
Heather Frye | The Frye Lending Team - Area Manager in Fredericksburg, VA
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Heather Frye | The Frye Lending Team

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Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage exper... Show More
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  • FTP
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    Matthew B
    Fredericksburg, VA
    Posted on January 29th, 2019 02:00 AM
    Heather is so easy to communicate with and has helped me so many times with my financial needs. I trust her completely to have my best interests at heart.
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    Joshua T
    Posted on January 16th, 2019 10:02 PM
    Heather Fry, is by far one of the best in the business. You can’t match her service let alone knowledge of the mortgage business. Heather and her team are 100% dedicated to her clients and will fight for them. Heather does not let things slip...
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    Daniell B
    Stafford, VA
    Posted on December 19th, 2018 02:51 PM
    Heather Frye and Movement Mortgage are a pleasure to work with. She is very knowledgeable and makes each and every transaction smooth. Heather makes sure closing happens on the scheduled date or even earlier. I would recommend her to anyone....
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    User4810881
    Spotsylvania, VA
    Posted on August 6th, 2018 12:00 AM
    Everything was relatively smooth till closing. They did not realize that they had to have my Wife sign something, they caught up with her on vacation, the person she met did not check ID and had the wrong name on the paperwork. They had to...
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    Reply from Owner
    February 7th, 2019 12:00 AM
    Thank you for your review. The issues seem to be related to the closing agency who handled your closing and not your loan experience itself. I sincerely apologize and was completely unaware of these issues. I do however appreciate your feedback...
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    Donna C C
    Fredericksburg, VA
    Posted on July 23rd, 2018 12:00 AM
    Heather was very knowldgeable and professional. She was always quick to answer any emails or phone calls that I sent her. It was a real pleasure working with Heather. If you are looking for a "SUPER" loan officer, I would highly recommend contacting...
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    Kmueller830
    Hagerstown, MD
    Posted on May 31st, 2018 12:00 AM
    They were very easy to work with. The system to upload our documentation made the process very quick. It was also good to be able to sign documents electronically rather than having to go to an office. Our mortgage processor's office was in...
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    Brandon G
    Posted on May 3rd, 2018 01:15 PM
    Heather and her staff were wonderful to work with. They did all the work. All my wife and I had to do was show up to sign the paperwork. They made our experience stress free. Brandon and Candi Garner
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    Brandon G
    Posted on May 3rd, 2018 01:15 PM
    Heather and her staff were wonderful to work with. They did all the work. All my wife and I had to do was show up to sign the paperwork. They made our experience stress free. Brandon and Candi Garner
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    Brandon G
    Posted on May 3rd, 2018 01:15 PM
    Heather and her staff were wonderful to work with. They did all the work. All my wife and I had to do was show up to sign the paperwork. They made our experience stress free. Brandon and Candi Garner
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    Brandon G
    Posted on May 3rd, 2018 01:15 PM
    Heather and her staff were wonderful to work with. They did all the work. All my wife and I had to do was show up to sign the paperwork. They made our experience stress free. Brandon and Candi Garner
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    About
    Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Bank Statement Mortgages
    Home Equity Conversion Mortgages(HECM)
    Hard Money Fix and Flip Loans
    Specialities
    DSCR
    First Time Homebuyers
    VA Loans
    Grant Programs
    Credit Improvement Strategies
    Construction to Perm Financing
    FHA loans
    Low Credit Scores
    What is the Search Rank Score®?
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    Positions
    • Summit Funding - Area Leader
      Sep 26th, 2023 - Mar 6th, 2026
    • Movement Mortgage - Market Leader
      Oct 14th, 2011 - Sep 22nd, 2023
    Memberships
    • Chamber of Commerce - Fredericksburg VA
    • Fredericksburg Area Builders Association
    • Fredericksburg Area Association of Realtors
    • View All
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • MLS 213439
    • Florida MLO
    • California MLO
    • View All
    Gallery
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Heather Frye | The Frye Lending Team - Gallery Photo
    Achievements
    • Silver Circle Virginia Housing Producer
    • Best Mortgage Lender Finalist, Best of the 'Burg 2026
    Hobbies
    • Camping, Family Time, Sports
    • LSU Football
    • Farm Life
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    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing