Erica Hilla - Lower Mortgage
Sr. Loan Officer | NMLS# 958132
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Reviews from Web
Erica made it happen when I didn't think it was possible.
Erica made herself available anytime I had questions. Great service.
Erica is amazing! Quick to reply, very helpful and kind . I would definitely recommend her to friends and family in the future ! It was wonderful working with her and made the home buying process a breeze ! She truly went above and beyond and...
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Reply from Erica Hilla
August 25th, 2025 03:15 PM
Thank you Ashley!! It was great working with you and Tyler!!!
Erica's professionalism, ethics, and candor are the example all should follow. Erica does not tolerate any lack of cooperation or not receiving the documents needed...once Erica's instructions are followed everything flows seamlessly and efficiently....
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Reply from Erica Hilla
July 26th, 2025 01:04 PM
I'm grateful for your amazing review Chris!!! Your kind words truly mean a lot to me. Ensuring that everything runs smoothly and efficiently is always my goal and I appreciate your recognition of the process. I love being your go-to lender...
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Erica is a great partner to work with! She is extremely knowledgable and helps to make the stressful transaction of purchasing a home a breeze and stress free! I look forward to working with her again on our refinance!
Reply from Erica Hilla
July 16th, 2025 11:50 PM
I really appreciate your 5-star review! It was a pleasure working with you again, and I’m so glad I could help make the process smooth and stress-free. If you ever need anything, I’m always happy to assist. Wishing you all the best!!
Erica was always responsive and pleasant to talk to. She answered all my questions and make sure I understood everything. If she didn't know the answer, she'd find it. Thank you Erica!!!!
Reply from Erica Hilla
July 16th, 2025 11:50 PM
I really appreciate your 5-star review! It was a pleasure working with you again, and I’m so glad I could help make the process smooth and stress-free. If you ever need anything, I’m always happy to assist. Wishing you all the best!!
Erica was the best in communication and doing everything to help me
Reply from Erica Hilla
July 16th, 2025 11:50 PM
I really appreciate your 5-star review! It was a pleasure working with you, and I’m so glad I could help make the process smooth and stress-free. If you ever need anything, I’m always happy to assist. Wishing you all the best!!
From the introduction to Erica- to closing (at 6am) she was with us in support, knowledge, and concern.
Erica ROCKS her job!!
Erica is phenomenal agent. Very prompt and professional with excellent communication and always willing to help. If she didn't know the answer she went the extra step to find the answer!
The step by step guidance thru the process made it stress free we hadn't made a purchase like this in many years!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 958132
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.