Erica Hilla - Lower Mortgage
Sr. Loan Officer | NMLS# 958132
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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closed
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closed
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It was a pleasure working with Erica as she was always available with advice and options for financing our property including time on the weekends and after hours. Her friendly demeanor made you feel more like a friend than just another customer....
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Very responsive
Fun and easy to work with.
Erica was nothing less than helpful in a way that was above and beyond the call. Our particular process was tough but Erica helped every step of the way in any instance we needed asstiance. It'd be too many words to type regarding how wonderful...
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Erica is very knowledgeable and thoroughly expalined all the alternatives available. She is very responsive and on top of all of the details making the loan process a smooth experience.
Prompt friendly service!
Performance & Customer
Erica is just amazing to work with, she was so helpful throughout the whole process. We appreciate all her help everytime we work with her.
polite informed responses always
Working with Erica Hilla was an absolute pleasure from start to finish. What impressed me most was her professionalism, patience, and dedication. I would definitley consider working with her again!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 958132
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.