Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Amazing experience second time around for us with Karina and she and her team was amazing, smooth fast process would recommend to anyone!
Reply from Owner
September 24th, 2026 04:06 PM
Congratulations again on this exciting milestone, Rodolfo! Thank you for your trust and recommendation. It truly means the world to our team
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Lower, LLC
One word for Chris
AMAZING!!!!!!
Chris Is the best!!!! So helpful and extremely patient
Reply from Chris Shirley - Lower Mortgage
September 21st, 2026 12:11 PM
Heather, I'm pleased to hear that you found my assistance helpful and my patience beneficial during your experience with Lower. Your feedback means a lot to me, and I'm grateful for your kind words.
Bob Chamorro - Lower Mortgage has received a review with 5 star rating from Johnny C
I had a great experience with my loan officer. They were professional, helpful, and made the entire process easy to understand. They kept me informed every step of the way and were always available to answer my questions. I truly appreciate...
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Reply from Bob Chamorro
September 21st, 2026 03:53 PM
I'm glad to hear you had a great experience, Johnny. It's important to me that the loan process is clear and straightforward for clients at Lower. If you ever have more questions or need further assistance, feel free to let me know.
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Mike was extremely knowledgeable, very helpful and given it was my first home purchase via a private sale he made sure to answer any and all questions promptly while keeping me up to date on status and any next steps. Highly recommend!
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Reply from Mike Carey
September 14th, 2026 01:57 PM
Erika, thank you for your hard work and commitment to the process. Your response to our requests were quick and right on. The team appreciated the opportunity to help.
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Joanie worked very well with me throughout the entire process of getting a mortgage. She also sang me a song when I closed :)
Reply from Joanie Neal
September 16th, 2026 09:23 PM
Thank you Levi! Definitely have to include the Happy Day Song!
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Lower, LLC
I had an outstanding experience working with Maggie Miller at Lower Mortgage. From start to finish, she made the entire refinancing process smooth, stress-free, and easy to understand.What stood out the most was Maggie's communication. She...
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I would like to recognize Maggie Miller for the exceptional service she provided throughout the process. Her communication was outstanding, and she kept me informed every step of the way. She was always responsive, professional, and genuinely...
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Reply from Maggie Miller
September 21st, 2026 06:36 PM
JAIRO, thank you so much for your kind words. I'm glad to hear that my communication and dedication made the process with Lower stress-free and easy to understand for you. It was a pleasure working with you as well, and I appreciate your support...
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Reily made my home buying process smooth even when I was stressing. He kept everything on track and was always available to help me figure things out. Highly recommend him!
Reply from Owner
September 14th, 2026 12:00 AM
Thank you! You were a wonderful client to work with and congratulations on the new home!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.