Chris Shirley - Lower Mortgage
Producing Manager | NMLS# 532398
Chris Shirley with Lower Mortgage helps homebuyers and homeowners across the Mississippi Gulf Coast, based in Gulfport, MS, with service also available in Louisiana, Alabama, Florida, and Tennessee. With 25+ years of experience, Chris offer... Show More
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Reviews from Web
Chris made the process easy for us and was there for us every step of the way. he did an awesome job!
Reply from Chris Shirley
November 6th, 2026 01:25 PM
Bernard, I'm glad to hear that I could make the process easy for you and be there every step of the way. It was a pleasure working with you at Lower, and I appreciate your kind words about my efforts.
Chris was such a great person to work with.
Reply from Chris Shirley
October 26th, 2026 05:29 PM
Gerald, I'm grateful for your kind words and pleased to know you enjoyed working with me. It’s rewarding to be part of your experience with Lower.
I will refer people to Chris over and over again. As a first time homeowner , you are scared and not really sure everything going on. Chris was so patient, he answered any big to little question. He answered no matter the time of the day. He...
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Reply from Chris Shirley
October 26th, 2026 08:14 PM
Raegan, I appreciate your kind words and am pleased that I could assist you as a first-time homeowner. It's important to me that you felt supported through every step of the process with Lower. Thank you for trusting me and for your willingness...
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My experience with Chris Shirley and the team was great. The service was efficient, professional, friendly, and fast.
Reply from Chris Shirley
October 12th, 2026 08:46 PM
Bridget, I'm happy to hear that you had a great experience with me and the team at Lower. It's wonderful that you found our service efficient, professional, friendly, and fast.
Everything about it. The time, effort and patience
Reply from Chris Shirley
September 24th, 2026 12:23 PM
James, I'm glad to hear that the time, effort, and patience I provided contributed positively to your experience with Lower. Your feedback is truly appreciated.
Chris Is the best!!!! So helpful and extremely patient
Reply from Chris Shirley - Lower Mortgage
September 21st, 2026 12:11 PM
Heather, I'm pleased to hear that you found my assistance helpful and my patience beneficial during your experience with Lower. Your feedback means a lot to me, and I'm grateful for your kind words.
Chris was kind, professional, knowledgeable, and so easy to work with!
Reply from Chris Shirley
September 14th, 2026 05:29 PM
Mary, I'm grateful for your kind words. It's wonderful to know that you found me easy to work with and appreciated my professionalism and knowledge. Thank you for sharing your experience!
Always very khelpful, always available and willing to help. Mr Shirley made the process run smoothly.
Reply from Chris Shirley
September 7th, 2026 08:27 PM
George, I'm thankful for your positive feedback. It's nice to know that I could help make the process smooth for you. Your satisfaction is important to me, and I'm here whenever you need assistance.
Chris is is diliegent, responsible and an excellent communicator. He continually exceeds expectations and sets the bar high for the industry.
Reply from Chris Shirley
August 24th, 2026 04:18 PM
James, I appreciate your kind words and am glad to know that my efforts have made a positive impact. It's great to hear that my approach aligns with your expectations in the industry.
Chris and team were wonderful to work with and communicated every step of the way!
Reply from Chris Shirley
August 20th, 2026 02:36 PM
Elizabeth, I'm pleased to hear that you had a great experience with me and my team. Your feedback about our communication means a lot, and we're thankful for your kind words.
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About
Chris Shirley with Lower Mortgage helps homebuyers and homeowners across the Mississippi Gulf Coast, based in Gulfport, MS, with service also available in Louisiana, Alabama, Florida, and Tennessee. With 25+ years of experience, Chris offers a wide range of loan options tailored to each client's unique needs, specializing in VA and FHA loans alongside Conventional financing and other mortgage solutions. Known for quick, efficient communication and a hands-on approach, Chris makes sure every client understands their options and feels supported every step of the way. Whether you're a first-time buyer or an experienced homeowner ready for your next move, reach out today to discuss your mortgage needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 532398
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.