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Chris Shirley - Lower Mortgage - Producing Manager | NMLS# 532398 in Gulfport, MS

Chris Shirley - Lower Mortgage

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Producing Manager | NMLS# 532398

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Chris Shirley with Lower Mortgage helps homebuyers and homeowners across the Mississippi Gulf Coast, based in Gulfport, MS, with service also available in Louisiana, Alabama, Florida, and Tennessee. With 25+ years of experience, Chris offer... Show More
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Business Hours
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8 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
  • Encompass
    J
    James R
    Biloxi, MS
    Posted on September 17th, 2026 10:18 AM
    Everything about it. The time, effort and patience
  • Encompass
    H
    Heather T
    Biloxi, MS
    Posted on September 14th, 2026 11:56 AM
    Chris Is the best!!!! So helpful and extremely patient
  • Encompass
    M
    Mary A H
    Gulfport, MS
    Posted on September 5th, 2026 11:22 PM
    Chris was kind, professional, knowledgeable, and so easy to work with!
    Reply from Chris Shirley
    September 14th, 2026 05:29 PM
    Mary, I'm grateful for your kind words. It's wonderful to know that you found me easy to work with and appreciated my professionalism and knowledge. Thank you for sharing your experience!
  • Encompass
    G
    George B M
    Bay Saint Louis, MS
    Posted on August 30th, 2026 10:12 PM
    Always very khelpful, always available and willing to help. Mr Shirley made the process run smoothly.
    Reply from Chris Shirley
    September 7th, 2026 08:27 PM
    George, I'm thankful for your positive feedback. It's nice to know that I could help make the process smooth for you. Your satisfaction is important to me, and I'm here whenever you need assistance.
  • Encompass
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    James A B
    Brentwood, TN
    Posted on August 17th, 2026 12:26 AM
    Chris is is diliegent, responsible and an excellent communicator. He continually exceeds expectations and sets the bar high for the industry.
    Reply from Chris Shirley
    August 24th, 2026 04:18 PM
    James, I appreciate your kind words and am glad to know that my efforts have made a positive impact. It's great to hear that my approach aligns with your expectations in the industry.
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    Elizabeth M H
    Pass Christian, MS
    Posted on August 13th, 2026 02:35 PM
    Chris and team were wonderful to work with and communicated every step of the way!
    Reply from Chris Shirley
    August 20th, 2026 02:36 PM
    Elizabeth, I'm pleased to hear that you had a great experience with me and my team. Your feedback about our communication means a lot, and we're thankful for your kind words.
  • Encompass
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    Nathan R H
    Pass Christian, MS
    Posted on August 6th, 2026 04:39 PM
    Chris answered all my questions in a timely manner. He was patient and helpful, not to mention pleasant and amiable.
    Reply from Chris Shirley
    August 13th, 2026 04:40 PM
    Nathan, I'm grateful for your kind words about my approach. It's good to know that I was able to assist you effectively and provide a pleasant experience. If you have more questions in the future, please feel free to reach out.
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    About
    Chris Shirley with Lower Mortgage helps homebuyers and homeowners across the Mississippi Gulf Coast, based in Gulfport, MS, with service also available in Louisiana, Alabama, Florida, and Tennessee. With 25+ years of experience, Chris offers a wide range of loan options tailored to each client's unique needs, specializing in VA and FHA loans alongside Conventional financing and other mortgage solutions. Known for quick, efficient communication and a hands-on approach, Chris makes sure every client understands their options and feels supported every step of the way. Whether you're a first-time buyer or an experienced homeowner ready for your next move, reach out today to discuss your mortgage needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Addresses and Serving Areas

    Year Started

    1997

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 532398
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.