

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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closed
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closed
Mon
9 AM to 5 PM
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Reviews from Web
I would like to recognize Maggie Miller for the exceptional service she provided throughout the process. Her communication was outstanding, and she kept me informed every step of the way. She was always responsive, professional, and genuinely...
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Reply from Maggie Miller
September 21st, 2026 06:36 PM
JAIRO, thank you so much for your kind words. I'm glad to hear that my communication and dedication made the process with Lower stress-free and easy to understand for you. It was a pleasure working with you as well, and I appreciate your support...
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Reily made my home buying process smooth even when I was stressing. He kept everything on track and was always available to help me figure things out. Highly recommend him!
Reply from Owner
September 14th, 2026 12:00 AM
Thank you! You were a wonderful client to work with and congratulations on the new home!
Lower, LLC has received a review with 5 star rating from Blake E
Sarah was very easy to talk to and answered all of my questions. There was alot i had to do but she made it easy to do
Reply from Sara Pipkin
September 21st, 2026 03:15 PM
I'm glad to hear that I could make the process easier for you, Blake. At Lower, we strive to ensure our clients feel supported, and I'm pleased I could answer all your questions.
Bob provided a great guidance on the loan process and he was always available to answer any question.
Reply from Bob Chamorro
September 21st, 2026 03:30 PM
I'm happy to know that you found my guidance on the loan process helpful, Jair. At Lower, we strive to ensure our clients are well-informed and supported throughout their journey. Please feel free to reach out if you have any more questions....
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We had a wonderful experience working with Kelly Jennings and his team throughout our mortgage process. Kelly was incredibly pleasant and professional from start to finish, and the entire process was smooth and straightforward.He took the time...
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We had a wonderful experience working with Kelly Jennings and his team throughout our mortgage process. Kelly was incredibly pleasant and professional from start to finish, and the entire process was smooth and straightforward.He took the time...
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Reply from Kelly Christian Jennings
September 21st, 2026 03:28 PM
Donna, thank you for sharing your experience. I'm very happy to hear that the mortgage process with me and my team at Lower was smooth and straightforward for you. It's wonderful to know that the explanations and availability helped you feel...
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Our experience was wonderful! We would definitely recommend this lender to any of our family and friends!
Chris was very knowledgeable and patient with any questions we had. Chris' last minute suggestion on temporary point buy down differentiatied him against a competitor we were considering. Thank you Chris for taking care of our first home buying...
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Reply from Chris Pulliam
September 21st, 2026 01:22 PM
William, I'm pleased to know that my knowledge and patience were helpful during your home buying experience. It's great to hear that my suggestion on the temporary point buy down made a difference for you. Thank you for choosing to work with...
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Lower, LLC has received a review with 5 star rating from Heather T
721–730 of 62047
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.