

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Friendly service, great interactions and overall clear communication through the entire process.
Reply from Leslie Bergen
May 8th, 2026 03:48 PM
James, I appreciate your kind words about the friendly service and clear communication. I'm glad to know that you had a great experience throughout the process. If there's anything more you need, feel free to reach out.
Zeida is a wonderful person; she was always available and very professional in her work. We absolutely loved her work.
Reply from Zeida Mendez
May 1st, 2026 06:43 PM
Thank you so much for your kind words, Lori. I truly appreciate it and I’m glad to hear you were happy with my service. You were an excellent client, always responsive and willing to provide and sign documents promptly, even after long days...
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Laura was great. I asked an annoying amount of questions and she answered every single one of them. She made herself available after hours and made the whole process very smooth.
Reply from Laura Kurtz
May 1st, 2026 04:51 PM
Kerwin, no questions are too many nor are they annoying. I am always happy to help and make the process as easy as possible. Please feel free to reach out if you have any additional questions in the future. Congratulations on your new home!...
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John was amazing! He was always willing to help, answer questions , and never seemed bothered. Buying a house can be stressful but we truly felt supported by John and his team. We can't thank them enough.
Reply from John Belli
May 8th, 2026 02:33 PM
Ronald, I appreciate your kind words and I'm glad to hear that you felt supported throughout the home-buying process. It was my pleasure to assist you and answer your questions. Thank you for placing your trust in me and my team.
The Oxford staff tha I was in contact with (Temi and Dan) always had answers to my questions in a fast and detailed manner
I had such a great experience working with brianna! She made the entire process smooth, stress free, and easy to understand from start to finish. Anytime I had questions, she was quick to respond and always took the time to explain everything...
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Reply from Brianna Floyd
May 8th, 2026 02:11 PM
Thank you so much for your kind words, Kaitlin. I'm glad to hear that the process was smooth and stress-free for you. It’s important to me that my clients feel supported and informed every step of the way. If you have any more questions or...
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Andrew was Very patient with us while we shopped the rates around to other lenders. I can assume now that he knew he had one of the best rates available and didn't feel threatened by us looking. Thanks for all the help Andrew. We are very happy...
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Reply from Andrew Sassen
May 8th, 2026 02:08 PM
Thank you, Deborah, for sharing your experience. I'm pleased to hear that you felt comfortable exploring your options and that I could assist you with a competitive rate. Congratulations on becoming new homeowners!
Information regarding the loan was sent out in a timely manner, Karina and the team went above and beyond to get me towards the finish line. I am forever gratefu.
Reply from Karina Cabrales
May 8th, 2026 02:00 PM
I'm pleased to hear that the information was provided promptly, Roberto, and that I could play a part in helping you reach the finish line. Your kind words mean a lot to me. If there's anything else you need, please feel free to reach out.
Thank you for your time
Reply from Chris Velasquez
May 1st, 2026 01:51 PM
Thanks for the ratings, Nilka. Enjoy your home!!
Sara was on top of answering any questions and helping me right away, i definitely recommend going through sara and her team!
Reply from Sara Pipkin
May 8th, 2026 01:31 PM
Thank you so much for your recommendation, Elenna. I'm happy that I could assist you promptly and effectively. If you need anything else or have more questions in the future, feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.