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Lower Mortgage - Leslie Bergen
VP of VA Lending | NMLS# 383352

With over 30 years of experience as a mortgage originator and leader, Ive had the privilege of helping families achieve homeownership dreams across the country. My home base is located in Texas and I am deeply committed to serving and educa... Show More
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Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Leslie was very knowledgeable and either answered the phone or quickly returned calls. So I was always up to speed throughout the transaction. She's a PRO!!
Reply from Lower Mortgage - Leslie Bergen
October 26th, 2026 05:31 PM
Thank you so much Lee. It was a pleasure to work with you and your buyers! I appreciate your trust!
Leslie and her team were absolutely great to work with. Their customer service and communiction were exceptional throughout the entire process. She kept my clients and I updated in a timely manner. I will recomend Leslie and her team to anyone...
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Reply from Lower Mortgage - Leslie Bergen
October 25th, 2026 07:52 PM
Mily,, thank you for your kind words. I'm glad to hear that the communication and customer service from our Atlas team, met your expectations. It was a pleasure working with you and look forward to a great relationship moving forward! Thank...
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Leslie is really "the mortgage mom" she was in communication with us explaining EVERY step since we are first time home-buyers using the VA home loan. there are no words to describe how amazing and easy the process was with her as well as how...
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Reply from Leslie Bergen
October 25th, 2026 07:54 PM
Luis, it was an honor to serve you and your sweet family. I know firsthand how relocation can be challenging and having the right team makes it so much better! I wish you and your family great joy in your new home and this new adventure in...
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The communication that went on during the process was excellent. When they needed something, I knew immediately and they kept me informed of the progress on the loan with constant updates. They were a great help on the communication through...
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Reply from Lower Mortgage - Leslie Bergen
October 15th, 2026 05:34 PM
Thank you for trusting us with your home mortgage. We appreciate you and the opportunity to serve you. Wishing you great joy!
Exceptional Service! Highly Recommended!I cannot say enough great things about my experience working with Leslie Bergen! From beginning to end, she demonstrated outstanding professionalism, dedication, patience, and genuine care for her clients....
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Reply from Lower Mortgage - Leslie Bergen
October 14th, 2026 04:11 PM
Samuel, I'm truly thankful for your generous words. We strive to provide the best support possible, and I’m pleased to have been able to assist you and your family and am honored to support our military families. Thank you for your trust and...
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With our buyer Mr. Briones being technologically challenged he appreciated that you were willing to meet him in person and take calls when he needed help and explanations.
Reply from Lower Mortgage - Leslie Bergen
October 12th, 2026 05:00 PM
Marisela, I'm glad to hear that Mr. Briones found the in-person meetings and calls helpful. Our team strives to make the process as smooth as possible for everyone involved. If there's anything else I can do to assist, feel free to let me know....
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Thank you Leslie
Reply from Lower Mortgage - Leslie Bergen
October 4th, 2026 02:39 PM
Thank you for allowing us to serve you again! Thank you for your service to our country and it’s an honor to know you!
Thank you very much for your help in the process in our house purchase.
Reply from Leslie Bergen
October 4th, 2026 02:40 PM
Thank you for allowing us to serve you once again! Wishing you joy in your new home!!
Leslie takes the time to explain everything and is always available to answer questions. She makes you feel like a person and not just a transaction. Truly great to work with!
Reply from Leslie Bergen
October 4th, 2026 02:41 PM
Congratulations on your new home! It was a pleasure serving you and your family!
It is our third house we purchase thru Leslie; they make feel as a part of the family. They walk you thru the whole process explaining every step and answering every question no matter how silly could be. Great team, excellent customer service,...
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Reply from Leslie Bergen
October 4th, 2026 02:42 PM
Thank you so much for your continued trust. I’m so excited for this next chapter for you!
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About
With over 30 years of experience as a mortgage originator and leader, Ive had the privilege of helping families achieve homeownership dreams across the country. My home base is located in Texas and I am deeply committed to serving and educating home buyers and especially military families. I work with many builders across the country and love second look opportunities where we work to turn nos into Yes! Known for my generous, servant hearted approach, I thrive on connecting people and finding ways to serve others. I am licensed in: MO, CO, IL, VA, AZ, IA, KY, FL, OK, MT, AL, TN, NM, TX, CA, IN, KS, NE, GA, MD, WA, SD, NC
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
Non-QM
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1983
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 383352
Hobbies
- Traveling
- Family
- Reading
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.