Zeida Mendez
Sr. Loan Officer | NMLS# 434217
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lo... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Everything was great. Joandy and Zeida went above and beyond for us to get us into our dream home. Thank you.
Reply from Zeida Mendez
September 9th, 2026 01:31 PM
Thank you very much for taking the time to review our service Katerina. It was a pleasure working with you and your husband. Enjoy your home and let us know if you need anything from us. Regards
Zeida and Joandy came in and saved the day. Honest from day one and reliable. I would recommend them to any one. Fast, Reliable, honest, and easy to work with.
Reply from Zeida Mendez
August 27th, 2026 01:34 PM
Thank you, Annamim, for sharing your positive experience. I'm glad to hear that Joandy and I could help effectively and provide the reliability you needed. Your recommendation truly means a lot to us. Thank you for your trust and support. I’m...
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I had a horrible experience with another lender and were about to lose the house and contract. When my realtor told me to give Team Mendez a try I was so upset i didnt want to trust any one. But thankfully I put my doubts aside and they were...
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Reply from Zeida Mendez
August 27th, 2026 01:33 PM
Thank you Giovanni for taking the time to share your experience with us; your kind words mean a lot to us. Enjoy your home and don't hesitate to reach out to us if you need anything in the future.
Timely, communicative, prodessional, completely stress-free experience for my buyers and I. Thank you for consistently delivering a remarkably wonderful experience.
Reply from Zeida Mendez
August 25th, 2026 01:36 PM
Thank you so much for taking the time to share your feedback about my service, Nikki. It is always a pleasure working with you, and your continued trust and support mean so much to us. I truly appreciate every opportunity to work together!
Zeida and Joandy are great. They are extrremely responsive and can make the most difficult loans happen. Not only do they make magic happen, they also seem to stay on top of everyone to expedite the loan and make closings happen sooner!
Reply from Zeida Mendez
August 25th, 2026 01:36 PM
Thank you so much for taking the time to share your feedback about our service Erica. It is always a pleasure working with you, and your continued trust and support mean so much to us. I truly appreciate every opportunity to work together!
Knowledgeable,skilled,High Quality
Reply from Zeida Mendez
August 17th, 2026 07:07 PM
Thank you very much for your positive review Susana. I appreciate your trust and continue support and is always a pleasure working with you.
Exelent services. 100 % recommended.
Reply from Zeida Mendez
July 27th, 2026 02:58 PM
Thank you very much Lili! It's always a pleasure working with you and Ale.
There was a level of trust and transparancy from the beginning that made us feel comfortable throughout the process. They explained in detail everything and answered our questions anytime we had them.
Reply from Zeida Mendez
July 23rd, 2026 05:40 PM
I'm grateful for your feedback, Devin. It's great to know that the trust and transparency we provided, helped make the process comfortable for you. I'm always here to answer any questions you might have in the future.
The process was smooth from the very beginnin. The team explained everything along the way and we received the loan approval and closed sooner than expected which was incredible!
Reply from Zeida Mendez
July 11th, 2026 01:44 PM
I'm grateful for your positive review, Keyren. It's great to know that the process was smooth and exceeded your expectations. If you have any more questions or need further assistance, please feel free to reach out.
The best! Very patient explained me everything! Very pleased thank you so much
Reply from Zeida Mendez
July 2nd, 2026 02:03 PM
It was a pleasure working with you Many. Joandy and I are grateful for your loyalty and trust. Should you need anything in the future, please do not hesitate to reach out to us.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Fixed Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Specialities
Mortgage Loan origination
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Positions
- Lower Mortgage - Senior Loan OfficerMar 24th, 2025 - Current
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 434217
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.