

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
First Trust Mortgage Company - Boca Raton has received a review with 5 star rating from Joel R
Josh himself, everything went very fast and he kept me up dated the hold time..
Reply from Josh Stephens
May 20th, 2026 03:16 PM
William, I'm grateful for your kind words. It's great to know that you appreciated the speed of the process and felt informed throughout. Thank you for choosing to work with me!
Careing from the first moment to the very last I knew that she cared about me my family having a home not just a house a home her knowledge and ability made the whole process so easy but it was always about how much she cared
Reply from Nicole Munnerlyn
May 13th, 2026 03:15 PM
Gilbert I am so happy to see you and your sweet family finally have a place to call HOME. It was my pleasure to work with you. You made my job very easy. I look forward to seeing pictures and hearing about the garden.
Having the right people ...Edgar and his team were phenomenal 🙌🏼👍🏼
Reply from Edgar Ibarra
May 19th, 2026 08:08 PM
I appreciate your kind words, Erick. It's great to hear that you had such a positive experience with my team and me. Thank you for your trust, and if you need anything in the future, please feel free to reach out.
Tony went above and beyond to make sure we understood each step of this process . In a time that's extremely stressful, Tony was able to be a positive support to work along side of our realtor. I can't express thankfuk we are to have been able...
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Reply from Tony Valdez, Lower Mortgage
May 12th, 2026 07:20 PM
Amanda, I appreciate your kind words. I'm glad I could provide the support you needed during such a stressful time and work alongside your awesome realtor to ensure you understood each step of the process. Thank you for trusting me to guide...
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Kelli always answered all my questions and made sure that I understood everything. She was got back to me in a timely manner. She was the kindest and most patient lady to work with.I really like that when I told her what I wanted in my loan,...
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Reply from Kelli Strott
May 18th, 2026 04:56 PM
Thank you so much for your kind words! It was truly a pleasure working with you. I am so happy to hear that you felt informed, supported, and heard throughout the loan process. Helping you find the right loan option and making sure you felt...
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Everything was fast. I found my home and was living in it within a month. Very cool.
Reply from Michael Swopes
May 12th, 2026 07:52 PM
I enjoyed working with you Raul! Enjoy your home.
Lisa was very professional and knowledgeable ! She also kept me calm when my closing date/time was rescheduled ...everything worked out in the end. Thank you Lisa!
Reply from Lisa Depriest
May 19th, 2026 03:23 PM
Monica, I'm grateful for your kind words and glad that I could help keep things calm during your closing process. I'm pleased everything worked out well in the end. Thank you for entrusting me with your experience!
I loved working with them, they are very helpful and trustworthy 💕
Reply from Owner
June 5th, 2026 08:13 PM
It was a joy working with you! Thank you for choosing us to guide you through the mortgage process. Enjoy your new home, and don't hesitate to reach out if you need anything in the future
The communication was great
Reply from Yani Linares
May 19th, 2026 02:52 PM
I'm pleased to hear that you found the communication great, Lloyd. Thank you for taking the time to share your feedback. If there's anything else I can assist you with, please let me know.
4661–4670 of 62579
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.