

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
easy process
Reply from Ashley Higdon
May 15th, 2026 01:16 AM
I'm happy you found the process easy, Brittany. If there's anything else I can assist you with, please let me know.
Tom Powell with Everett Financial, Inc. is a good loan officer with many years of experience and was instrumental in helping me secure my home loan at a competitive rate. I would recommend anyone needing a home mortgage to contact Tom for his...
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Always made himself available to talk on the phone and thoroughly explained everything
Reply from Landon Kail
May 22nd, 2026 06:42 PM
Benjamin, I appreciate your feedback and am glad I could be available to address your concerns and explain everything thoroughly. Your satisfaction is important to me, and I'm here to help whenever you need.
Melanie and her team were excellent!! This was our first time buying a home and I've had only great experience. They were very flexible with me working around my work schedule and we're always helpful on explaining the process making it easier...
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Reply from Melanie Brown
May 22nd, 2026 01:24 PM
KARINA, I'm glad to know that you had such a positive experience with your first home purchase. I'm grateful that we could work flexibly around your schedule and help make the process clearer for you. If you have any more questions or need...
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They are very good n will give the the best advice they can good at at communication will be going back to them
Reply from Karina Cabrales
May 21st, 2026 08:12 PM
Thank you for your kind words, Jeremiah. I'm glad to hear that you found our communication effective and appreciated the advice. I look forward to working with you again in the future.
Erik was polite and informative. I appreciated that he took the time to speak at length to me and my wife about our options and addressed our concerns.
Reply from Owner
May 18th, 2026 11:56 PM
Thank you for the kind review, Noel. It was a pleasure working with you guys and I'm SO happy we were able to help you get into your first home. Congratulations again. Please keep me in mind if you know anyone in need of our services.
Brianna was very helpful throughout the process, always quick to answer questions whenever we had them. She has an efficient, streamlined process, and was friendly and personable.
Reply from Brianna Floyd
May 21st, 2026 07:55 PM
Nelson, I appreciate your kind words. I'm glad to hear that my efficiency and friendliness made the process smoother for you. If you have any more questions or need assistance in the future, please don't hesitate to reach out.
Erik was polite and informative. I appreciated that he took the time to speak at length to me and my wife about our options and addressed our concerns.
Reply from Erik Gross
May 21st, 2026 07:29 PM
Thank you, Noel, for sharing your positive experience. I'm glad I could provide the information and support you and your wife needed. If you have any more questions or need further assistance, please feel free to reach out.
We are very satisfied with Travis W.,he did a amazing job and made the whole process very easy for us !He awnserd Question promptly and came up with amazing solutions, we are very greatful to work with him,and we really had a great experience!...
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We just moved here from PA and whenever we had a question he helped us right away! It was a pleasure to work with him and his wife and to get to know him personally!He really went all out for us and came up with awrsome solutions, we are very...
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Reply from Travis Walthall
May 21st, 2026 06:35 PM
Thank you, Marion. I'm grateful to hear that you felt supported during your move from PA and that I could assist with your questions promptly. It was a pleasure working with you and getting to know you personally. I'm pleased you are happy...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.