Tom Powell
Loan Officer
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Tom was great to work with. He helped explain any of the terms I questioned with patience. He and Michelle got everything done and organized and pushed through so efficiently with my tight time line. Couldn't have done it without them!
The team was extremely communicative and readily available, walked us through each step of the process with ease, and made it as stress free as possible.
Friendliness, ease of process. Stayed updated throughout process and amazing communication
Tom was able to offer me the best Loan available after comparing it with 3 different offers and on top of that provided an excellent service overall
Clear to cloae early and very smooth transaction!
Tom was so knowledgeable and ready to answer our questions. It made being ignorant of the process not embarrassing. He was also very patient, which was give when I was on a mountain with minutes reception for a whole weekend during the process!...
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Tom consistently went above and beyond to ensure that our home buying experience was as smooth as possible.
Tom , michelle & all the team made my clients purchase extremely easy & without any problems , Tom had become a good friend & I would reach out again in the future , thank you so much xx😄
Reply from Tom Powell
October 8th, 2026 04:11 PM
Thank you for the great survey. Also, thank you for taking such good care of our clients throughout the process.
We had a rocky start as I was out of the loop on communication. Once we connected it was much better and everything progressed smoothly with additional updates. Thank you.
Reply from Tom Powell
October 8th, 2026 04:11 PM
I really appreciate people like you. Michelle and I are really happy that we were able to assist and turn things around.
Tom has extensive knowledge, it helps me with clients that are unsure of the process. He puts clients at ease, and delivers outstanding service from application through closing. His processor Michelle was also an excellent addition, this is...
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Reply from Tom Powell
October 8th, 2026 04:11 PM
Hey Brent. I really appreciate the great comments. I try my best to take care of my clients in my Real Estate Agent.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208417
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.