Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Heath and Cindy stepped in to help when the loan processor that started the loan was no longer with the company. They worked with the new processor to ease the process of closing the
Reply from Cindy Hammond
June 14th, 2026 01:08 PM
Thank you so much Rebecca! We are honored to be able to help you! Please reach out anytime if you have any questions down the road!
This was our first time buying a home and Mackenzie was incredibly thorough, patient and helpful throughout the entire proces. she explained everything in detai and made sure we understood the entire process from start to finish
Reply from Mackenzie Pitt
June 1st, 2026 05:28 PM
Thank you for sharing your experience, Mackenzie. I'm pleased to know that my thoroughness and patience helped you through the home buying process. If you have any further questions or need additional assistance, please don't hesitate to reach...
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The whole experience was great I knew what was going on throughout the process as soon as they had
Reply from Melanie Stevens
October 8th, 2026 06:07 PM
It was a pleasure working with you and Pearl. I hope you enjoy your new home.
Friendly, knowledgeable and excellent service through the entire mortgage process from Adam and his team. They made everything easy for us, which we really appreciated.
Reply from Adam Heiligman
June 1st, 2026 02:39 PM
John, I'm pleased to hear that you found the mortgage process easy and appreciated the service from my team and me. Your kind words about our friendliness and knowledge mean a lot. If you have any more questions or need further assistance in...
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Amazing!!!!
Reply from Deanna Adinolfo Rivera
June 1st, 2026 02:02 PM
Fabio, I'm glad to know you had such a positive experience! Your enthusiasm is appreciated.
Christine was great throughout the whole process. Her communication was great. The way she explained everything to me made it very simple and easy to understand. I am very gratefull to have Christine help me throughout the whole process she...
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Reply from Christine Guddal-Sims
May 26th, 2026 02:17 PM
Thank you so much, Michael, for your kind words and the opportunity to assist you with the mortgage on your first home. You were truly a pleasure to work with and your quick responses made all the difference. Please let me know if you have...
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Their consistent follow-through and quick responses made their professionalism obvious throughout the entire process. They were reliable, attentive, and kept everything moving smoothly from start to finish. It was clear they genuinely cared...
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Terrific team! Very responsive to all questions, would highly recommend!
Reply from Jonathan Wood
June 1st, 2026 01:40 PM
Alice, thank you for your kind words about my team and the recommendation. I'm pleased to hear that you found us responsive to your questions. If there's anything else you need, don't hesitate to reach out.
Kristina was extremely helpful in advising us along the way with our home loan. She was willing to answer any questions we had throughout. She was friendly and professional.
Reply from Kristina Beth Fischer
June 1st, 2026 06:19 PM
Angela, I'm pleased to know that you found my advice helpful and appreciated the support throughout your home loan process. Being both friendly and professional is important to me, so it's great to hear that reflected in your experience. If...
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Blake Herring
Very easy to communicate with and great to work with!
Reply from Blake Herring
June 1st, 2026 02:17 PM
Brady, I'm glad to hear that you found it easy to communicate and work with me. Thank you for sharing your experience!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.