Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
The whole experience was great
Reply from Tim Summers
June 15th, 2026 03:38 PM
Derek, I'm happy to hear that you had a great experience. Thank you for taking the time to share your thoughts!
Cindy Hammond has received a review with 5 star rating from Becky P
Reply from Owner
June 5th, 2026 05:06 PM
Thank you Becky for your review we appreciate it!
Kept me informed
Reply from Tony Valdez, Lower Mortgage
May 25th, 2026 05:28 PM
I'm glad I was able to keep you informed, Rhobert. If you have any more questions or need further assistance, feel free to reach out. Thank you for your review!
This lender was excellent as a first-time homebuyer!
Reply from Owner
May 25th, 2026 04:20 PM
Sarah, Thank you so much for the kind review! Helping first-time homebuyers feel comfortable and confident through the mortgage process is always my goal. Congratulations again on your new home, and thank you for trusting Home Team Lending...
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Consistent support and quick responses via email
Reply from Home Team Lending
May 25th, 2026 04:23 PM
Thank you so much, Sarah! Consistent communication and quick responses are incredibly important to me, especially for first-time homebuyers navigating the mortgage process. I’m so glad we could help make the homebuying experience feel smooth...
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Antonio Varrecchione
Absolutely amazing experience! The service was professional, efficient, and exceeded my expectations. Antonio was friendly, attentive, and made the entire process smooth and stress-free. I truly appreciate the dedication and quality of work...
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Reply from Antonio Varrecchione
May 29th, 2026 01:13 PM
PERLA, I'm glad to hear that you had such a positive experience and that the service exceeded your expectations. It was my pleasure to make the process smooth and stress-free for you. Thank you for your kind words and recommendation!
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Reliable efficient service.
Reply from Greg Jones
June 1st, 2026 01:07 PM
Mark, thank you for your kind words. I'm pleased to know that you found my service reliable and efficient. If there's anything else you need, please feel free to reach out.
Working with Nicole and Nicole was a genuinely great experience. They were professional, knowledgeable, and made the loan process feel effortless. They explained every step clearly and responded quickly to all my questions, I'd recommend them...
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Reply from Nicole Munnerlyn
June 1st, 2026 01:06 PM
James, I'm pleased to hear that you had a genuinely great experience working with us. It's appreciated that you found the process effortless and appreciated our professionalism and knowledge. Thank you for your recommendation, and if you have...
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Joanie was great! She was very helpful and made the home buying process easy and less stressful.
Reply from Joanie Neal
June 1st, 2026 05:57 PM
Lindy, I'm pleased to hear that I could help make your home buying process easy and less stressful. Thank you for your kind words!
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Sarah Gonzalez
I have work with Sarah for almost 10 years and she's very professional and helpful. The best mortgage consultan.
Reply from Sarah Gonzalez
May 26th, 2026 02:59 PM
Emily, it's appreciated to hear that you've had such a positive experience working with me over the past decade. I truly appreciate your kind words and your trust in my services as your mortgage consultant.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.