Adam Heiligman - Lower Mortgage
Vice President/Branch Manager | NMLS# 409866
University of Delaware
As a dedicated Loan Officer serving Mt. Laurel, New Jersey, I help clients secure smart mortgage solutions tailored to their financial goals. Known for clear communication, fast responses, and smooth closings, I make the home financing proc... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Adam Heiligman - Lower Mortgage has received a review with 5 star rating from Cathy G
Reply from Owner
October 25th, 2026 12:50 PM
Thank you Cathy good luck with the new house.
You answered all our questions and made this a smooth transaction . Thank you Adam
Adam was great and very communicative.He explained everything clearly and made the whole process stress free.
Reply from Adam Heiligman
October 26th, 2026 02:37 PM
Laura, I'm glad to hear that my communication and explanations made the process stress-free for you. It's always my goal to provide a clear and supportive experience at Lower. Thank you for your kind words!
Adam and Gabby were absolutely incredible from the first conversation to the completion of settlement. Every phone call and text message were answered including after normal business hours. Not only were they professional, they were friendly...
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Reply from Adam Heiligman
August 25th, 2026 03:27 PM
Connie, I appreciate your kind words. It's wonderful to hear that Gabby and I could provide the support and professionalism you needed throughout the process. I'm glad we could be there for you every step of the way, making it feel like working...
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Adam gave us great advice and really helped us every step of the way! He helped us out so much. Thank you Adam!
Reply from Adam Heiligman
August 17th, 2026 03:36 PM
Ryan, I'm pleased to hear that my advice and support were helpful throughout your process. Thank you for your kind words, and I'm happy I could assist you every step of the way!
Adam was amazing to work with, What we thought would be the most stressful part of the home buying process was made so easy. Any question we had was answered in a way we were able to keep up with and understand. Adam helped us with advice as...
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Reply from Adam Heiligman
August 12th, 2026 03:55 PM
Haley, I'm so grateful for your kind words and recommendation. It's wonderful to hear that I could help ease the home-buying process for you and provide clear answers along the way. Your appreciation for the support and positivity means a lot...
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Adam was the best! From start to finish, he made what can often be a stressful process feel smooth, organized, and manageable. He was always available to answer questions, explain every step, and provide honest guidance throughout our home-buying...
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Reply from Adam Heiligman
June 5th, 2026 04:11 PM
Naoma, I'm glad to know that I could help make your home-buying journey smooth and manageable. It's great to hear that my availability and guidance were valuable to you. If you have any further questions or need assistance, please feel free...
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Adam offered friendly, professional customer service on emails and phone conversations. He did everything he could to get us approved for a 30 day settlement, including a week while we were away on vacation. He made sure all details were covered...
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Reply from Adam Heiligman
June 3rd, 2026 06:46 PM
David, I'm grateful for your wonderful feedback about my service during your mortgage process. It was truly a pleasure working with you, and I'm happy to hear that you felt part of the Lower family and like VIP clients. If you ever need anything...
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Friendly, knowledgeable and excellent service through the entire mortgage process from Adam and his team. They made everything easy for us, which we really appreciated.
Reply from Adam Heiligman
June 1st, 2026 02:39 PM
John, I'm pleased to hear that you found the mortgage process easy and appreciated the service from my team and me. Your kind words about our friendliness and knowledge mean a lot. If you have any more questions or need further assistance in...
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Quick response to questions.
Reply from Adam Heiligman
May 22nd, 2026 08:15 PM
Cynthia, I appreciate your feedback on my quick response to your questions. If there's anything else you need or any more questions arise, please don't hesitate to let me know.
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About
As a dedicated Loan Officer serving Mt. Laurel, New Jersey, I help clients secure smart mortgage solutions tailored to their financial goals. Known for clear communication, fast responses, and smooth closings, I make the home financing process simple and stress-free. Whether youre buying, refinancing, or investing, I’m here to help you move forward with confidence.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
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Education
- University of Delaware
Positions
- Lower Mortgage - Vice President Branch ManagerJan 5th, 2026 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 409866
Hobbies
- Travel
- Golf
- Tennis
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.