Heather Stokes
Lower, LLC
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Heather was always willing to take the time to answer any question I had. She would always take time to explain things to me in a manner that I understood. I am so thankful that she helped throughout this homebuying process.
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Reply from Heather Stokes
June 1st, 2026 07:19 PM
Thank you for your kind words, Emily. I'm glad I could help you throughout the homebuying process and ensure everything was clear and understandable for you. If you have any more questions in the future, please don't hesitate to reach out.
Being able to go through this process with a team that does there absolute best to work with you made this entire process easy & stress free
Reply from Heather Stokes
April 7th, 2026 05:47 PM
I'm pleased to hear that the process felt easy and stress-free for you, Felipe. It was my goal to support and assist you every step of the way. If there's anything more I can do for you, feel free to reach out. Thank you for your kind words!...
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Heather was incredibly patient and attentive. We truly wouldn't have made it through this process without her!
Working with Heather was an outstanding experience from start to finish. She was knowledgeable, responsive, and genuinely committed to finding the best loan option for our needs. Every step of the process was clearly explained, questions were...
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Heather made sure I understand each step of the process, and what to expect next . She made the experience very clear and streamlined. I am extremely grateful for all her personal time effor and support.
Always available and informative
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Heather kept in touch with us through out the whole process of buying the home and answered every question and phone call . she did great.
She always kept us up to date and always answered text messages and/or phone calls !
I had differnet plans set in place just in case things didn't pan out with a property and she saw me through many. Thank you Heather for your professionalis, time, pride and dedication to your clients and the work you love doing best. --Mil...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.