

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
Josh was very helpful. He answered any questions I had and kept my wife and I updated on everything that was going on. It wasn't an easy process but the patience he displayed was very professional. We had a lot of hoops to jump through but...
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Reply from Josh Toothman
June 26th, 2026 03:18 PM
I'm grateful for your kind words, Marc. I'm pleased to have been able to assist you and your wife through the process and help you achieve savings on your mortgage payments. Your feedback about my patience and communication is truly valued.
Phone calls communication documentation needed to be uploaded.Overall guidance direction, more details about escrow and how one stopped, and one start could mean a little bit better.
Between Bruce and Jess they were amazing.
What can you add to an already awesome person, Jacquline has showen not only me but Rosalie my wife friends who were with has from start to finish what a caring person she is. we not only had the great furtune to have her as a loan offerser...
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Reply from Jacqualine B Wolcott
June 25th, 2026 05:54 PM
Bernard and Rosalie, thank you for allowing me the opportunity to assist you through the loan process! I know this is not goodbye, we will be seeing eachother real soon! It was an honor!
we Had an excellent experience
Reply from Tina Mayo
June 22nd, 2026 07:33 PM
Thank you so much Alex! That's great to hear! It has been a pleasure working with you and your family and so happy to welcome you to Texas! I look forward to helping you and your friends and family for years to come!
Hailey Earley has received a review with 5 star rating from Cara H T
Hailey communicated very well. And if she dibt know the answer to my many questions she would find out as soon as possible!
Reply from Hailey Earley
June 26th, 2026 01:41 PM
Cara, thank you for your kind words about my communication. I'm happy to know that you felt supported in getting answers to your questions promptly. It was a pleasure working with you!
Trina is truly one of a kind. She made what could have been a stressful process feel easy and reassuring every step of the way. Her kindness, patience, and genuine care meant so much to me. She was always there to answer questions, offer guidance,...
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Reply from Trina Deanne Wood
June 26th, 2026 03:56 PM
Aleisha, I'm so happy to hear that I was able to make the process feel easy and reassuring for you. Your appreciation for my kindness and patience is truly valued. Thank you for your kind words and for trusting me to guide you through every...
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Rick makes the loan process so easy. He is very communicative and positive in every interaction. This is our second time using Rick for a mortgage and he is great!
Reply from Rick Fantucci
June 26th, 2026 06:11 PM
Robin, I appreciate your kind words and am happy to hear that the loan process felt easy for you. It's nice to know that my communication and positivity made a positive impact during your experience. Thank you for choosing me again for your...
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Blake was super helpful and answered any questions I had fast !
Reply from Blake Herring
June 26th, 2026 02:51 PM
Allison, I'm grateful to hear that you found my help useful and that I could answer your questions quickly. If there's anything else you need, please feel free to reach out!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.