

Jeff Scherber
Sr. Mortgage Advisor | NMLS# 369524

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Responsive to phone calls and questions
Reply from Jeff Scherber
October 7th, 2026 02:19 PM
I'm glad to know that you found me responsive to your phone calls and questions, Kristine. At Lower, I strive to provide helpful and timely communication to ensure a smooth experience.
Jeff is kind and made the process seamless. He answered all my questions. He is available and accessible.
Reply from Jeff Scherber
October 7th, 2026 03:24 PM
I'm pleased to know that you found the process seamless and that I could answer all your questions, Doris. Being available and accessible is important to me, and I'm glad it made a difference in your experience with Lower.
From start to finish everything was great! Friendly, prompt, kept us up to date on everything. Best service ever! Highly recommend! Thank You!
Reply from Jeff Scherber
September 3rd, 2026 01:23 AM
Nancy, I appreciate your wonderful feedback. I'm pleased to know that you found the service friendly and prompt from start to finish. Thank you for your high recommendation!
We can not thank you enough for how smooth you made our home buying process! Even our realtor and the title company were impressed with how smooth everything went.
Reply from Jeff Scherber
September 2nd, 2026 02:20 AM
I'm pleased to hear that your home buying process went smoothly, Crystal. It's great to know that even your realtor and the title company were impressed. Thank you for sharing your positive experience with me!
Jeff answered our questions and was responsive
Reply from Jeff Scherber
August 23rd, 2026 04:07 PM
Thank you for your review, Nancy. I'm glad I could be responsive and help answer your questions during the process. If there's anything else you need, please feel free to reach out.
Jeff is responsive, helpful and extremely knowledgable! We had a great experience both times we have used him to purchase a home.
Reply from Jeff Scherber
August 28th, 2026 04:25 PM
I'm happy to hear that you had a great experience working with me, Tracy. Your kind words about my responsiveness and knowledge mean a lot, and I'm thankful for your trust in me for your home purchases.
Jeff is extremely knowledgeable and always provides great options and information to challenges that arise. Would definantely reccommed Jeff to anyone looking for a intellegent, helpful mortgage advisor.
Reply from Jeff Scherber
August 19th, 2026 01:53 PM
Thank you for your kind words, Ryon. I'm pleased to hear that you found my advice and options helpful in navigating challenges. Your recommendation means a lot to me.
Jeff and his team were always avaiable for questions. The entire process was smooth.
Reply from Jeff Scherber
August 18th, 2026 08:03 PM
I'm pleased to hear that you found the process smooth, Christopher. It's great to know that my team and I could be available for your questions. Thank you for your kind words.
The quick response time and easy explanations
Reply from Jeff Scherber
August 18th, 2026 08:04 PM
I'm pleased to hear that the quick response time and easy explanations were helpful for you, Michael. If there's anything else I can assist with, please let me know.
What a blessing it has been to have Jeff Scherber and his amazing team support us and provide guidance as I took the step of buying a home.Jeff was very communicative, consistent, knowledgeable, and committed throughout the entire process....
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Reply from Jeff Scherber
August 18th, 2026 08:04 PM
Thank you so much for your kind words, Blessed. I'm happy to have been part of your journey to homeownership and appreciate your trust in me and my team. Your recommendation means a lot, and I'm grateful for the opportunity to support you throughout...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 369524
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.