

Jeff Scherber
Sr. Mortgage Advisor

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Jeff and team were great communicators . Very clear and open and a joy to work with .
Reply from Jeff Scherber
May 15th, 2026 06:42 PM
Thank you for sharing your experience, Trevor. I'm glad to hear that our communication met your expectations and that you enjoyed working with us. If you ever need anything else, please don't hesitate to reach out.
He answered all of my qustions with honest answers.
Reply from Jeff Scherber
April 21st, 2026 06:19 PM
Thank you for your feedback, Derek. I'm glad I could provide honest answers to all of your questions. If there's anything else you'd like to discuss, please don't hesitate to reach out.
Jeff was always available - days, nights, weekends. He always took the time to answer our questions and we felt like he always had our back. We appreciated working with Jeff, and he was our favorite to work with during the entire buying process....
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Reply from Jeff Scherber
March 23rd, 2026 06:48 PM
Emily, I appreciate your generous feedback, and it's great to know that you felt supported throughout the process. Being available to answer your questions is something I prioritize, and I'm glad it made a positive impact on your experience....
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Jeff made it great.
Reply from Jeff Scherber
March 23rd, 2026 06:49 PM
Thank you, Carlos. I'm glad I was able to contribute to a positive experience. If you have any more questions or need further assistance, don't hesitate to get in touch.
The non stop effort to accommodate me
Reply from Jeff Scherber
March 17th, 2026 03:19 PM
I'm grateful for your kind words, Jason. It means a lot to know that you appreciated the effort we put in to meet your needs. If there's anything more I can help with, don't hesitate to let me know.
I really appreciated the communication and help that Jeff had given me. His explanations on multiple things made my decisions quick and easy.
Reply from Jeff Scherber
March 13th, 2026 03:15 AM
I'm glad my explanations were helpful in making your decisions easier, Vincent. Communication is important to me, and it's great to hear that it made a positive impact on your experience. If you have any more questions or need further assistance,...
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I liked that he was willing to wiggle around and adjust numbers to find a way to help us better afford our home!
Reply from Jeff Scherber
March 13th, 2026 03:15 AM
I'm glad to hear that the flexibility in finding a solution was beneficial for you, Larissa. It's important to me to explore all options to make things work in your favor. If you have any more questions or need further assistance, don't hesitate...
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Everyone on the team was so helpfull. Clearly everybody knew their job. They were very patient explaining everything to me as I am not very good with computers.It was really a great experience to work with everyone.
Reply from Jeff Scherber
February 17th, 2026 06:16 PM
I'm pleased to hear about your positive experience, Jean. It's important to me that everything is explained clearly, and I'm glad the team was able to provide the help you needed. Thank you for your kind words, and if there's anything else...
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Jeff helped us navigate a FSBO mortgage transaction, which was very confusing as a first time home buyer but him and the team made this a breeze and truly recommend this team to anyone looking to buy.
Reply from Jeff Scherber
February 10th, 2026 03:38 PM
Michael, I'm glad to hear that I could assist you through the FSBO mortgage process and make your first home-buying experience smoother. It's great to know that you felt supported by the team. Thank you for recommending us, and if you ever...
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Jeff and his team were wonderful. Everything I needed at any hour, they were supoortive. We were on a short timeline and Jeff was attentive, honest, supportive, helpful, and willing to answer any question i had . I couldn't of picked a better...
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Reply from Jeff Scherber
February 10th, 2026 03:36 PM
Alyssa, I'm pleased to hear that my team and I could support you throughout your journey. It's great that we could meet your needs and be present for any questions or assistance, especially with the tight timeline. Your kind words are much...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 369524
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.