Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Everything that was done during my tranaction of purchasing a home was done so well, very informative, kept me up to date of everything going, pertaing to dates of certain paperwork needed to complete the process at hand. I would rfecommend...
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Reply from Earnest Haynes
July 3rd, 2026 06:22 PM
Cynthia, I appreciate your kind words and am so pleased to hear that you had a great experience throughout your home purchase. Keeping you informed and ensuring a smooth process was my priority, and I'm thankful for your recommendation. If...
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Mr. Richard has great knowledge of the mortgage industry and knows when to lock in the rate that will same me the most money. He kept me informed through the whole process. Would use him again in a heartbeat.
Reply from Murdock Richard
June 26th, 2026 07:51 PM
Thanks George, for your kind words. It was my pleasure and you quick responses certainly helped make the process smoother.
for
Constant communication and accurate information
Reply from Troy Mlenar
June 28th, 2026 03:52 PM
Alex Thank You! Your and Alexis trust in allowing us to help again is what we strive for! Enjoy your new home!
Karina Cabrales has received a review with 5 star rating from Luis R
Reply from Owner
September 1st, 2026 04:22 PM
Luis, thank you for the great rating. I appreciate you and look forward to assisting you again in the future. Many blessings!!
Thanks you
Reply from Rich Tibbetts
July 3rd, 2026 04:29 PM
ANTHONY, I appreciate your message. Thank you for reaching out and sharing your thoughts.
Erik Gross - Lower Mortgage (Hurst, TX) has received a review with 5 star rating from Calvin H
Reply from Owner
July 13th, 2026 01:20 PM
Thank you Skylar. We are so proud of and happy for you guys to become homeowners. Thanks for your trust in our team.
He was amazing to work with and helped out alot
Reply from Erik Gross - Lower Mortgage (Hurst,...
June 26th, 2026 03:57 PM
So happy we could help Skylar...congratulations again on getting into your new home. Please keep me in mind if you know anyone in need of our help. Thanks.
This is my 3rd loan with Murdock. He is so efficient and makes the process so smooth. I also love his LA sense of humor.
Reply from Murdock Richard
June 26th, 2026 02:52 PM
Thanks and it was a pleasure to work with you and Richard.
Bob was always accessible and explained what ever questions I had.
Reply from Bob Chamorro - Lower Mortgage
September 11th, 2026 03:00 AM
Thanks for sharing your experience, Marc. I'm glad I could be accessible and help answer your questions. If you need further assistance, feel free to reach out.
Terri was very knowledgeable, had great service and great communication. She was also very pleasant
Reply from Owner
June 26th, 2026 02:18 PM
Thank you Adrienne! It was a pleasure working with you and Andre!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.