Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Nicole was able to take our complicated circumstance and make it work. She was beyond incredible to work with. She communicated every step of the way and was honest with us as well. We felt like we were in the best hands!
Reply from Nicole Munnerlyn
July 17th, 2026 07:14 PM
Camille, I'm grateful for your kind words. It's wonderful to know that you felt in good hands and that my communication and honesty were helpful throughout the process. If you ever need anything else, please don't hesitate to reach out.
The big thing here was the inabilty to track down the HOA to get the questions you needed answered. I know the HOA was somewhat of a ghost and hard to find but yall did not make nearky enough effort nor did you get the process started early...
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Taylor was very responsive and Knowledgable. She assisted us through every step of the process. Her efforts and expertise far exceeded our expectations.
Reply from Taylor Fruge
July 17th, 2026 05:26 PM
Ruben, thank you for your kind words. I'm grateful that I could assist you throughout the process and that my responsiveness and expertise met your expectations. It's wonderful to know that my efforts made a positive impact on your experience....
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Very helpful and great communication from start to finish.
Reply from Lisa Depriest
July 17th, 2026 03:47 PM
Jack, I'm pleased to hear that you found the communication helpful from start to finish. Thank you for your kind words!
Her attention to detail about the loan process and making sure I understand everything about the loan
Reply from Monica Mudie
July 17th, 2026 03:26 PM
Keith, I appreciate your feedback on my attention to detail and ensuring you understand the loan process. It's important to me that my clients feel informed and confident throughout their journey. Thank you for sharing your experience.
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Angie was such a pleasure to work with! She was such a great help, full of advice and guidance every step of the way. I would highly recommend her to my friends and family!
Reply from Angie Lewis
July 17th, 2026 03:10 PM
Shelia, thank you for your kind words. I'm pleased to hear that I could provide helpful advice and guidance throughout the process. Your recommendation means a lot to me!
Always thoroughly answered my questions and responded quickly
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Everyone involved was great from the start. I was provided with the necessary resources to easily transition through the process. Communication was great and any questions were answered promptly. I feel fortunate to have chosesn Universal Lending...
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Reply from Brian Hafner
July 17th, 2026 02:54 PM
Holly, I'm grateful for your kind words and happy to hear that the process went smoothly for you. It's nice to know that the communication met your expectations and that you felt supported throughout your home-buying journey. If you have any...
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Everyone I spoke with was so nice and attentive, helping navigate my way through everything as a first time home owner.
Reply from Ashley Higdon
July 10th, 2026 05:55 PM
I'm grateful for your kind words, Jasmine. It's wonderful to know that you felt supported and well-guided as a first-time homeowner. If you have any more questions or need further assistance, please don't hesitate to reach out.
Wonderful experience closing with Stephen Gowen & Team Acopia! We had a very quick timeframe to close and everything went just as planned. No surprises. Stephen was very quick to respond to all our questions (even the silly ones). We are very...
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Reply from Owner
July 17th, 2026 02:13 PM
Congratulations on your new home and thank you for your wonderful review! We truly appreciate you trusting us to be part of such an exciting milestone. It was a pleasure working with you throughout the process, and we appreciate how quickly...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.