

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Wonderful experience closing with Stephen Gowen & Team Acopia! We had a very quick timeframe to close and everything went just as planned. No surprises. Stephen was very quick to respond to all our questions (even the silly ones). We are very...
read more
Reply from Owner
July 17th, 2026 02:13 PM
Congratulations on your new home and thank you for your wonderful review! We truly appreciate you trusting us to be part of such an exciting milestone. It was a pleasure working with you throughout the process, and we appreciate how quickly...
read more
Stephen and his team were awesome! We had a quick close and everything went smoothly. Stephen is very knowledgeable and responsive and easy to work with.
Reply from Stephen Gowen - Team Acopia - Lower...
July 17th, 2026 02:13 PM
Congratulations on your new home and thank you for your wonderful review! We truly appreciate you trusting us to be part of such an exciting milestone. It was a pleasure working with you throughout the process, and we appreciate how quickly...
read more
The final decision on my loan approval .
Reply from Bora Karahan
July 17th, 2026 01:50 PM
Georgianna, I'm pleased to hear that you reached the final decision on your loan approval. If you have any further questions or need assistance, please feel free to reach out to me directly.
Angie communicated so well with me and kept me up to date on everything that was happening. She made the process so smooth and simple for me. I highly recommend using Angie for your mortgage needs!
Reply from Angie Lewis
July 17th, 2026 03:26 PM
Ashley, thank you for your kind words. I'm glad to hear that my communication and updates made the process smooth and simple for you. Your recommendation means a lot to me!
Judy remained calm when we were panicked. She guided us through questions we had with professionalism and patience.
Reply from Judy L Jones
July 17th, 2026 03:56 PM
Diane, I appreciate your feedback. I'm glad I could provide the calm and guidance you needed during stressful times. If you have any more questions or need further assistance, please reach out to me anytime.
He was very prompt in getting back to me and communicated clearly throughout the entire process. He was responsive, professional, and made everything easy.
I always refer Tiana Winter to every single client I represent. She is so professional and gets the job done every single time.
Reply from Jim Fisher
October 8th, 2026 05:49 PM
Thank you for your kind words. And yes Tiana is the best :)
Responsive, knowledgeable, and always there to answer our questions. Highly recommend!
Reply from Jimmy Miller
July 10th, 2026 03:32 PM
Thank you Caitlyn! I hope you enjoy your new home!
the overall experienc was great not difficult Just a couple of hiccups that was able to be worked through
Reply from Shonna Lee
August 10th, 2026 12:14 PM
Thanks for being so great to work with Jeffrey!
Blair and the whole team, from start to finish, were professional, supportive, kind, and knowledgeable. This process has never been so easy.
Reply from Blair Mathewson
July 17th, 2026 01:25 PM
Michele, I appreciate your kind words about my team and me. I'm pleased to know that our professionalism and support made the process easier for you. If you have any further questions or need assistance, please feel free to reach out.
2811–2820 of 62569
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.