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Lower, LLC in Columbia, MD

Lower, LLC, Columbia, MD

Columbia, MD
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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
97%
4 Star
2%
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0%
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Reviews from Web
  • R
    Robyn O
    Posted on July 10th, 2026 12:50 PM
    Wonderful experience closing with Stephen Gowen & Team Acopia! We had a very quick timeframe to close and everything went just as planned. No surprises. Stephen was very quick to respond to all our questions (even the silly ones). We are very...
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    Reply from Owner
    July 17th, 2026 02:13 PM
    Congratulations on your new home and thank you for your wonderful review! We truly appreciate you trusting us to be part of such an exciting milestone. It was a pleasure working with you throughout the process, and we appreciate how quickly...
    read more
  • R
    Robyn R O
    Watkinsville, GA
    Posted on July 10th, 2026 12:48 PM
    Stephen and his team were awesome! We had a quick close and everything went smoothly. Stephen is very knowledgeable and responsive and easy to work with.
    Reply from Stephen Gowen - Team Acopia - Lower...
    July 17th, 2026 02:13 PM
    Congratulations on your new home and thank you for your wonderful review! We truly appreciate you trusting us to be part of such an exciting milestone. It was a pleasure working with you throughout the process, and we appreciate how quickly...
    read more
  • G
    Georgianna T
    Burlington, NJ
    Posted on July 10th, 2026 12:46 PM
    The final decision on my loan approval .
    Reply from Bora Karahan
    July 17th, 2026 01:50 PM
    Georgianna, I'm pleased to hear that you reached the final decision on your loan approval. If you have any further questions or need assistance, please feel free to reach out to me directly.
  • A
    Ashley W K
    Rocky Mount, NC
    Posted on July 10th, 2026 12:41 PM
    Angie communicated so well with me and kept me up to date on everything that was happening. She made the process so smooth and simple for me. I highly recommend using Angie for your mortgage needs!
    Reply from Angie Lewis
    July 17th, 2026 03:26 PM
    Ashley, thank you for your kind words. I'm glad to hear that my communication and updates made the process smooth and simple for you. Your recommendation means a lot to me!
  • D
    Diane R M
    Canon City, CO
    Posted on July 10th, 2026 12:26 PM
    Judy remained calm when we were panicked. She guided us through questions we had with professionalism and patience.
    Reply from Judy L Jones
    July 17th, 2026 03:56 PM
    Diane, I appreciate your feedback. I'm glad I could provide the calm and guidance you needed during stressful times. If you have any more questions or need further assistance, please reach out to me anytime.
  • E
    Estrella M J
    Von Ormy, TX
    Posted on July 10th, 2026 12:08 PM
    He was very prompt in getting back to me and communicated clearly throughout the entire process. He was responsive, professional, and made everything easy.
  • K
    Kayla R
    Weeki Wachee, FL
    Posted on July 10th, 2026 12:04 PM
    I always refer Tiana Winter to every single client I represent. She is so professional and gets the job done every single time.
    Reply from Jim Fisher
    October 8th, 2026 05:49 PM
    Thank you for your kind words. And yes Tiana is the best :)
  • C
    Caitlyn C
    Royal Oak, MI
    Posted on July 10th, 2026 11:52 AM
    Responsive, knowledgeable, and always there to answer our questions. Highly recommend!
    Reply from Jimmy Miller
    July 10th, 2026 03:32 PM
    Thank you Caitlyn! I hope you enjoy your new home!
  • Encompass
    J
    Jeffrey S D
    Troy, SC
    Posted on July 10th, 2026 11:26 AM
    the overall experienc was great not difficult Just a couple of hiccups that was able to be worked through
    Reply from Shonna Lee
    August 10th, 2026 12:14 PM
    Thanks for being so great to work with Jeffrey!
  • M
    Michele S
    South Haven, MN
    Posted on July 10th, 2026 11:23 AM
    Blair and the whole team, from start to finish, were professional, supportive, kind, and knowledgeable. This process has never been so easy.
    Reply from Blair Mathewson
    July 17th, 2026 01:25 PM
    Michele, I appreciate your kind words about my team and me. I'm pleased to know that our professionalism and support made the process easier for you. If you have any further questions or need assistance, please feel free to reach out.
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Year Started

    2014

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.