

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Graham was absolutely amazing during the entire process. anytime I had a concern or question, Graham helped put my mind at ease. He made the entire process so easy and as stress-free as possible. I would absolutely recommend Graham and low...
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Reply from Graham Nadler
July 20th, 2026 07:10 PM
Zoe, I appreciate your kind words and am pleased to know that I could make the process easy and stress-free for you. It's great to hear that I was able to address your concerns and provide support throughout. Thank you for recommending me and...
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All hands were on deck when it was time to close. I'm appreciative of the effort put in towards my closing.
Thank you for making this process easy and seamless! Appreciate you working to get our down payment as low as possible!
Reply from Rebekah Killgo
July 20th, 2026 06:54 PM
Justin, I'm pleased to hear that the process was easy and seamless for you. I appreciate your kind words and am glad I could assist in achieving a lower down payment.
I would use Kevin to purchase 10 house if I could afford it. He answered Or found the answer to every single question I had . Kevin was always pleasant and patient during times of 11th hr stress and I cant put into words how much that helped....
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Reply from Kevin Murphy
July 20th, 2026 03:16 PM
Robert, I appreciate your kind words and am so glad to have been able to assist you through the home purchase process. It's good to know that my efforts to find answers and manage stress were helpful to you. Thank you for trusting me with your...
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The process was smooth from the very beginnin. The team explained everything along the way and we received the loan approval and closed sooner than expected which was incredible!
Reply from Zeida Mendez
July 11th, 2026 01:44 PM
I'm grateful for your positive review, Keyren. It's great to know that the process was smooth and exceeded your expectations. If you have any more questions or need further assistance, please feel free to reach out.
Blair was great to work with!
Reply from Blair Mathewson
July 20th, 2026 06:37 PM
Brittany, I'm happy to hear you had a great experience working with me. If there's anything else you need, please don't hesitate to reach out.
Travis and team, did an amazing jib and explained everything to us.
Reply from Travis Walthall
July 20th, 2026 07:37 PM
I'm happy to hear that you felt well-informed throughout the process, David. My team and I strive to provide clear explanations, and I'm glad we could assist you effectively.
Kelli went the extra mile to educate me on the home buying process. She made sure I was comfortable with my decision and provided me with excellent guidance. Thank you so much for all your hard work, Kelli!! Much appreciated!!
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Reply from Kelli Strott
July 13th, 2026 02:40 PM
Stephanie, I'm pleased to know that I could provide you with excellent guidance and help you feel comfortable with your decision. Your kind words mean a lot to me, and I'm grateful for the opportunity to support you in the home buying process....
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Dwayne, took this deal and got it done very effiecently, and stayed in constant communication with us every step of the way.
Reply from Dwayne Graham
July 13th, 2026 03:45 PM
Thank you for the kind words, Julio. I am glad that my team and I were able to help get things taken care of for you!
Nicole Munnerlyn has received a review with 5 star rating from Camille M
Reply from Owner
August 3rd, 2026 01:41 PM
Cannot wait to see what y'all do! Loved working with you both.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.