Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Good communication at all time and time to explain lots of things
Reply from Brianna Floyd
July 20th, 2026 08:15 PM
Jaime, I'm pleased to hear that you appreciated the communication and the time I took to explain things. Your feedback means a lot to me, and I'm happy I could assist you effectively.
Not only was Chris professional in his knowledge and help, he was also personable which makes the process so much easier and better.
Reply from Chris Velasquez
July 20th, 2026 01:08 PM
Jeremy, I'm pleased to hear that my professionalism and personable approach made the process easier for you. Thank you for your kind words and trust in my assistance.
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Cody was great! He answered all of our questions and took time explaining anything we needed! i totally recommend him especially if it's your first time buying a home!
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Brian and the entire team at Universal were absolutely phenomenal, they communicated at every step, they were very detailed. We went into the house buying process stressed and lost and the team at Universal made it stress free, i will gladly...
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Reply from Brian Hafner
July 20th, 2026 05:46 PM
Michael, I'm glad to hear that you found the team at Universal helpful and that they made the house-buying process stress-free for you. Your recommendation means a lot to me, and I look forward to assisting you with refinancing in the future....
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Fast at his work, very knowledgeable, and overall nice to talk
Reply from Fred Holsman
July 20th, 2026 01:04 PM
Tyler, I'm glad to hear that you found my work fast and knowledgeable. It's nice to know that our conversations were enjoyable for you. If there's anything more I can assist you with, please let me know.
From the very beginning, this experience exceeded our expectations. Building a home is such a personal and exciting journey, and we truly felt supported every step of the way. We were incredibly fortunate to have Prime Luxury as our realtors....
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Reply from Beatriz Moreno
July 20th, 2026 05:39 PM
I'm grateful that your home-building journey was so positive, Allan. While Prime Luxury played a significant role, I'm pleased to have been part of your experience and to hear how valued and supported you felt throughout the process. Your family's...
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Very nice and easy process
Reply from Shawn Christy
July 20th, 2026 01:26 PM
Marvin, I'm pleased to hear that you found the process very nice and easy. Thank you for taking the time to share your experience!
Everything was great. clear communication along with the digital signing made the process much more simple. I've already recommended y'all to multiple people!
Reply from Nikkie Bickham
July 20th, 2026 03:15 PM
Nicholas, I appreciate your kind words and the recommendations. I'm glad to hear that the clear communication and digital signing made things simpler for you. If you ever need assistance in the future, don't hesitate to reach out.
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Luis made my first home buying experience incredible! He was knowledgeable, honest, and always looked out for my best interest. He monitored rates and locked me in at the perfect time, applied discounts that lowered my closing costs significantly,...
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Reply from Luis Cantu
July 20th, 2026 05:09 PM
Sergio, I'm grateful for your kind words and happy to hear that you had such a positive home buying experience. It was a pleasure to look out for your best interest and ensure everything went smoothly, including closing ahead of schedule. If...
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Rayma was amazing and I am thankful to have had her on my team through this process!
Reply from Rayma McGehee
July 20th, 2026 03:41 PM
Mallory, I'm grateful for your kind words and pleased to hear that you felt supported throughout the process. It was a pleasure to be part of your team. If there's anything else you need, don't hesitate to reach out!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.