Dwayne Graham
Branch Manager | NMLS# 243824
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
very proactive communication!
Reply from Dwayne Graham
August 13th, 2026 07:36 PM
Thank you for taking the time to say that Kim 😊
Dwayne was attentive and the transaction was extremely smooth.
Reply from Dwayne Graham
August 7th, 2026 10:05 PM
Thanks for saying that Ian and congratulations on your new home purchase.
Dwayne and his team made a complex process understandable for us. A very helpful feature was how there was always someone available with quick answers to our questions. Unlike past experiences I've had with lenders Dwayne and team are great...
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Reply from Dwayne Graham
August 5th, 2026 02:13 PM
Thank you very much for the kind words Mr. Hudder. Communication is a vital part of the process to ensure a smooth closing and we are glad to hear that you felt that. Congratulations on your new home and thanks again Mr. Hudder.
Dwayne, took this deal and got it done very effiecently, and stayed in constant communication with us every step of the way.
Reply from Dwayne Graham
July 13th, 2026 03:45 PM
Thank you for the kind words, Julio. I am glad that my team and I were able to help get things taken care of for you!
I had a great experience with Dwayne Graham at New American Funding. He is very knowledgeable and helpful in explaining the mortgage loan process, including presenting all available options. Definitely consider working with him for your mortgage...
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Reply from Dwayne Graham
May 11th, 2026 03:54 PM
Terry, I'm glad to hear that you had a great experience with me at New American Funding. I appreciate your kind words about my knowledge and assistance in explaining the mortgage loan process. Thank you for recommending my services for mortgage...
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Dwayne was very responsive and helpful during the entire time. He explained things very well and showed a lot of patience. We appreciated his due diligence.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Terry, I'm grateful for your kind words. I'm pleased to know that my responsiveness and patience were helpful to you. Your appreciation of my due diligence means a lot to me.
Dwayne Graham has received a review with 5 star rating from Julio F
Reply from Dwayne Graham
May 5th, 2026 07:26 PM
Thank you for the excellent rating, Julio. I’m pleased to know you had a positive experience with New American Funding.
Dwayne was very knowledgeable and was a great communicato.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for the Kind words and for trusting my team and I Julio
Dwayne Graham has received a review with 5 star rating from Joshua M
Reply from Dwayne Graham
March 10th, 2026 01:02 AM
Thanks Josh!
Dwayne Graham was awesome helped us every step of the way and was always very responsive to our questions and concern.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for taking the time to say that Josh. It was a pleasure working with you and Anna!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.