

Dwayne Graham
Branch Manager

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
I had a great experience with Dwayne Graham at New American Funding. He is very knowledgeable and helpful in explaining the mortgage loan process, including presenting all available options. Definitely consider working with him for your mortgage...
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Reply from Dwayne Graham
May 11th, 2026 03:54 PM
Terry, I'm glad to hear that you had a great experience with me at New American Funding. I appreciate your kind words about my knowledge and assistance in explaining the mortgage loan process. Thank you for recommending my services for mortgage...
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Dwayne was very responsive and helpful during the entire time. He explained things very well and showed a lot of patience. We appreciated his due diligence.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Terry, I'm grateful for your kind words. I'm pleased to know that my responsiveness and patience were helpful to you. Your appreciation of my due diligence means a lot to me.
Dwayne Graham has received a review with 5 star rating from Julio F
Reply from Dwayne Graham
May 5th, 2026 07:26 PM
Thank you for the excellent rating, Julio. I’m pleased to know you had a positive experience with New American Funding.
Dwayne was very knowledgeable and was a great communicato.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for the Kind words and for trusting my team and I Julio
Dwayne Graham has received a review with 5 star rating from Joshua M
Reply from Dwayne Graham
March 10th, 2026 01:02 AM
Thanks Josh!
Dwayne Graham was awesome helped us every step of the way and was always very responsive to our questions and concern.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for taking the time to say that Josh. It was a pleasure working with you and Anna!
I would like to THANK Mr. Dwayne Graham for helping again with our 2nd Investment property. Mr. Graham helped us have a smooth closing with our primary home. We were very nervous about the process, paperwork, underwriting and so on. Once we...
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Reply from Dwayne Graham
March 2nd, 2026 08:49 PM
Cedric, I'm grateful for your feedback and trust in my support through purchasing both your primary residence and second investment property. It’s wonderful to hear that you felt comfortable throughout the process. I’m excited about your goal...
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What made this experience Great?1.) The time and patience that was given to me and my wife during to loan process.2.) Having a Branch Manager literally ready to help with any Questions or Concerns we would have during the loan process.3.) This...
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Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Cedric, I appreciate you taking the time to share your experience. I'm glad to hear that my efforts and support during the loan process made a difference for you and your wife. Building long-term relationships and being accessible whenever...
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The NAF will definitely do their best to get you those keys.
Reply from Dwayne Graham
February 26th, 2026 03:13 PM
Javier, I'm pleased to hear about your positive experience with New American Funding. Making the process as smooth and effective as possible is a priority for me. If you have any further questions or need assistance, please don't hesitate to...
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Dwayne and the team's expertise and guidance was surely appreciated
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
I'm grateful for your kind words, Javier. Providing expertise and guidance is a key part of what I strive to do, and it means a lot to know it was appreciated. If there's anything else you need in the future, please feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Year Started
2005
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.