Kevin Murphy
Loan Officer | NMLS# 1006712
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Both Kevin and his Assistant Gina were so kind, knowledgeable, patient and very helpful. It was a genuine pleasure working with them.
Always leot me up to date on the changes that were occurring and overall top notch communication!
Kevin was incredible. He always answered the phone and gave us answers to all our questions .
Reply from Kevin Murphy
July 20th, 2026 03:01 PM
Erin, I'm grateful for your kind words. It's great to know that I could be helpful by answering your calls and questions. If there's anything else you need, please don't hesitate to reach out.
I would use Kevin to purchase 10 house if I could afford it. He answered Or found the answer to every single question I had . Kevin was always pleasant and patient during times of 11th hr stress and I cant put into words how much that helped....
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Reply from Kevin Murphy
July 20th, 2026 03:16 PM
Robert, I appreciate your kind words and am so glad to have been able to assist you through the home purchase process. It's good to know that my efforts to find answers and manage stress were helpful to you. Thank you for trusting me with your...
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Responsiveness and knowledge along with good judgment call
Reply from Kevin Murphy
July 14th, 2026 08:06 PM
Vincent, thank you for recognizing my responsiveness and knowledge. I'm pleased to know that you valued the judgment calls I made during our interactions. If there's anything more I can assist you with, please let me know.
Kevin was an extremely hands on, informative, and caring loan officer. His enthusiasm, and positivity made the experience stress free. The closing of a home is an extremely difficult process, but Kevin made sure that we felt little of the pain...
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Reply from Kevin Murphy
July 13th, 2026 01:41 PM
Edwin, thank you for your kind words. I'm glad to hear that my approach helped make your home closing process more stress-free. It was a pleasure assisting you, and I appreciate your feedback. If there's anything more I can do for you, please...
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Effective communication and quick response with rep
Reply from Kevin Murphy
July 9th, 2026 05:36 PM
Natasha, I'm pleased to hear that you appreciated the effective communication and quick response. Your feedback is important to me, and I'm here if you need any further assistance.
Thank you for great service
Reply from Kevin Murphy
June 19th, 2026 01:49 PM
Sergio, I appreciate your kind words about the service you received. I'm glad to have been able to assist you. If you ever need anything else, please don't hesitate to reach out.
GREAT SERVICE
Reply from Kevin Murphy
June 16th, 2026 01:18 PM
Catia, I'm glad to hear that you received great service. Your feedback is truly valued, and if you ever need assistance again, please feel free to reach out.
I had a great experience working with Levin Murphy. He is professional, knowledgeable, and responsive throughout the entire process.
Reply from Kevin Murphy
June 9th, 2026 01:35 PM
Sevara, I'm happy to hear that you had a great experience working with me. Your kind words about my professionalism and responsiveness are truly appreciated. If you need any further assistance, feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1006712
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.