Bobby Matthews
VP, Branch Manager | NMLS# 1130741
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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Reviews from Web
Bobby was always available for any questions I had and was more than willing to run different scenarios to come up with the best solution for me. He introduced me to new options to help make my mortgage lower and made sure I fully understood...
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Reply from Bobby Matthews
August 31st, 2026 08:37 PM
Turron, I'm grateful for your kind words and pleased to know that my availability and guidance were helpful to you. It's great to hear that the options we explored together met your needs. Thank you for sharing your positive experience!
communication
Reply from Bobby Matthews
August 28th, 2026 01:24 PM
Ashley, thank you for highlighting my communication. I'm pleased it made a positive impact on your experience.
Great job
Reply from Bobby Matthews
August 6th, 2026 09:32 PM
Keenan, thank you for your kind words it was a pleasure working with you! I look forward to helping your friends and family in the future!
Excellent communication throughout the entire process.
Reply from Bobby Matthews
August 6th, 2026 09:31 PM
Kayla, thank you for sharing your experience. I truly appreciate it and I look forward to helping your friends and family in the future!
His communication and skills
Reply from Bobby Matthews
August 3rd, 2026 01:48 PM
Michael, I appreciate your feedback on my communication skills. It's good to know that these aspects stood out during your experience. Thank you for taking the time to share your thoughts!
Bobby's willingness to assist, desire to keep me informed, and knowledge were all unmatched. He was thorough and willing to spend all the time needed to make sure I understood all aspects of the process. I felt very confident throughout the...
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Reply from Bobby Matthews
July 24th, 2026 04:27 PM
Kevin, I appreciate your kind words and am glad to hear that you felt confident and comfortable throughout the process. It's great to know that my willingness to assist and keep you informed made a difference. Thank you for your recommendation,...
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Bobby was very attentive and responsive, among my many questions. He took the time to explain various scenarios to help us come up with our best solution.
Reply from Bobby Matthews
July 23rd, 2026 06:24 PM
Dwanna, I'm grateful for your feedback and glad to know that my attentiveness and responsiveness were helpful in addressing your questions. It's great to hear that the explanations provided were useful in finding the best solution for you....
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Lower Mortgage was very professional. They made everything easy for me to understand each of the steps. The one thing I Love about my experience was the communication process. Someone was ALWAYS there to answer the phone when I called. Everything...
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Reply from Bobby Matthews
July 13th, 2026 02:52 PM
Jessie, I'm pleased to hear that the communication process was a highlight of your experience. It's great to know that everything was made easy to understand and that you felt supported throughout. Thank you for sharing your thoughts!
Bobby is the only one there that was helpful and responsive. The rest of staff was lacking in knowledge and accessibility.
Reply from Bobby Matthews
July 1st, 2026 10:23 PM
Lawrence, I appreciate your feedback and am pleased to hear that you found my assistance helpful and responsive. I'm sorry to learn that you experienced difficulties with the rest of the staff. Please reach out to me directly if there's anything...
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Working with Bobby was an outstanding experience from start to finish. He is incredibly knowledgeable, efficient, and transparent, and he made what could have been a stressful process feel manageable every step of the way.No matter how many...
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Reply from Owner
July 1st, 2026 12:00 AM
Thank you for your review! I truly appreciate you allowing me to assist you with your home purchase. I look forward to working with you again. Along with your friends and family!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
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Memberships
- Alpha Phi Alpha Fraternity, Inc.
- Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Year Started
2013
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1130741
Achievements
- Mortgage Future Leaders Graduate
- Top Producer 2017-Current
- President's Club
Hobbies
- Music
- Family
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.