Bobby Matthews - Lower Mortgage
VP, Branch Manager | NMLS# 1130741
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients wit... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
I really liked that i could call at anytime and get clarification on questions.
Reply from Bobby Matthews - Lower Mortgage
October 19th, 2026 07:13 PM
Thank you for you review Brayden, my team and I really appreciate you working with us!
My husband and I worked with Bobby on our first home purchase . Bobby is very professional, knowledgeable, and very thorough. He was available for any questions and was able to provide detailed answers with examples. We truly appreciate Bobby...
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Reply from Owner
October 19th, 2026 12:00 AM
Thank you for you review Christie, my team and I really appreciate your kind words!
My husband and I had an excellent experience working with Lower. Our loan officer Bobby and his assistant Julian made the entire process stress-free during our first home-buying experience .They were both so helpful, thoughtful, and thorough,...
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Reply from Bobby Matthews
October 19th, 2026 03:47 PM
Christie, I'm glad to hear that you and your husband had such a positive experience with Lower during your first home-buying journey. It was my pleasure, along with Julian, to assist you both and ensure the process was smooth and stress-free....
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Everything was excellent, the attention, that every doubt was clarified, and the kindness
Reply from Bobby Matthews
September 23rd, 2026 04:15 PM
Thank you for your review, I'm happy to hear that everything went well for you! We look forward to working with you and your friends and family in the future!
It was a great team I had to make this dream come true
Reply from Bobby Matthews
September 23rd, 2026 04:18 PM
Thank you, I'm so happy we were able to play our part in your journey to homeownership! We look forward to working with you again along with your friends and family!
Bobby was always available for any questions I had and was more than willing to run different scenarios to come up with the best solution for me. He introduced me to new options to help make my mortgage lower and made sure I fully understood...
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Reply from Bobby Matthews
August 31st, 2026 08:37 PM
Turron, I'm grateful for your kind words and pleased to know that my availability and guidance were helpful to you. It's great to hear that the options we explored together met your needs. Thank you for sharing your positive experience!
communication
Reply from Bobby Matthews
August 28th, 2026 01:24 PM
Ashley, thank you for highlighting my communication. I'm pleased it made a positive impact on your experience.
Great job
Reply from Bobby Matthews
August 6th, 2026 09:32 PM
Keenan, thank you for your kind words it was a pleasure working with you! I look forward to helping your friends and family in the future!
Excellent communication throughout the entire process.
Reply from Bobby Matthews
August 6th, 2026 09:31 PM
Kayla, thank you for sharing your experience. I truly appreciate it and I look forward to helping your friends and family in the future!
His communication and skills
Reply from Bobby Matthews
August 3rd, 2026 01:48 PM
Michael, I appreciate your feedback on my communication skills. It's good to know that these aspects stood out during your experience. Thank you for taking the time to share your thoughts!
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About
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients with complex financial profiles. Our team offers a full suite of loan programs for purchases, refinances, upgrades, and investments, with strategies tailored to each client’s goals. We take pride in providing a smooth, transparent process and, most importantly, closing on time. I’m fortunate to work alongside an incredible team, including my loan assistant, Julieanne Dean, who shares our commitment to exceptional service and attention to detail.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
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Memberships
- Alpha Phi Alpha Fraternity, Inc.
- Mortgage Bankers Association
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1130741
Achievements
- Mortgage Future Leaders Graduate
- Top Producer 2017-Current
- President's Club
Hobbies
- Music
- Family
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.