Bobby Matthews
VP, Branch Manager
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Bobby was absolutely incredible throughout our entire home‑buying process. He was professional, patient, and genuinely made us feel like our dream of becoming homeowners was his top priority. His communication was always clear, and he took...
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Reply from Bobby Matthews
June 24th, 2026 05:38 PM
Tysha, I'm glad to hear that you felt supported and prioritized throughout your home-buying journey. It's wonderful to know my communication and patience made a positive impact. Thank you for sharing your experience, and I'm grateful for the...
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Bobby was absolutely incredible throughout our entire home‑buying process. He was professional, patient, and genuinely made us feel like our dream of becoming homeowners was his top priority. His communication was always clear, and he took...
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When I first reached out to Bobby, I was ready to move to Tennessee, but some things happened and the timing didn’t work out right away. About a month later, everything finally fell into place, and I was able to reach back out to him. Both...
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Reply from Bobby Matthews
June 15th, 2026 07:49 PM
Mary, thank you for your wonderful review! It was a pleasure working with you and helping you achieve your goal of homeownership. Please let your friends and family know that we are available to help them as well! All the best to you!
Bobby and his team were a pleasure to work with!
Reply from Bobby Matthews
June 8th, 2026 02:26 PM
Thank you for your review, Shewonda and congratulations on your new home! Please share my information with your family and friends interested in purchasing or refinancing their home. Thanks!
He was attentive to everything and explained the whole process to me.
Reply from Bobby Matthews
June 8th, 2026 02:27 PM
Thank you for your review, Federico! Please share my information with your family and friends interested in purchasing or refinancing their home. Thanks!
Bobby was very helpful and professional made the home owner and process understanding and walked us through every part of the process and cant forget the underwriting staff for being so thorough thanks again and will refer other to consider...
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Reply from Bobby Matthews
June 1st, 2026 05:11 PM
Michael, I appreciate your kind words and am happy to hear that you found the process understandable. It's good to know the underwriting staff's thoroughness made a positive impact as well. Thank you for considering referring others, and God...
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Bobby made sure I got the best assistance possible. And kept me on tract so I didn't miss any important deadlines that might have kept me from getting my home.
Reply from Bobby Matthews
May 25th, 2026 03:42 PM
Angel, I'm grateful for your kind words. It's good to know that I could assist you in meeting all the important deadlines for your home. If there's anything else you need, please feel free to reach out.
From beginning to end the whole experience was stress free and easy to understand!
Reply from Bobby Matthews
May 13th, 2026 01:59 PM
Thank you for your kind review, Tineta! My team and I really strive to make this as stress-free as possible and we're very happy you were able to experience it! All the best to you and your family!
They would answer every quetion I have , and its not a long process
Reply from Bobby Matthews
May 13th, 2026 01:59 PM
Thank you for your review, David, I really appreciate it!
Bobby was very interactive throughout the entire process with us. He always took time to explain everything to us each step of the way and made this a smooth process.
Reply from Bobby Matthews
April 21st, 2026 04:26 PM
Thank you for your review Carlos, I'm so thankful for the opportunity to work with you and assist you in closing on your new home!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
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Memberships
- Alpha Phi Alpha Fraternity, Inc.
- Mortgage Bankers Association
Addresses and Serving Areas
Year Started
2013
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1130741
Achievements
- Mortgage Future Leaders Graduate
- Top Producer 2017-Current
- President's Club
Hobbies
- Music
- Family
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.