Bobby Matthews
VP, Branch Manager
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Bobby and his team were a pleasure to work with!
He was attentive to everything and explained the whole process to me.
Bobby was very helpful and professional made the home owner and process understanding and walked us through every part of the process and cant forget the underwriting staff for being so thorough thanks again and will refer other to consider...
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Bobby made sure I got the best assistance possible. And kept me on tract so I didn't miss any important deadlines that might have kept me from getting my home.
Reply from Bobby Matthews
May 25th, 2026 03:42 PM
Angel, I'm grateful for your kind words. It's good to know that I could assist you in meeting all the important deadlines for your home. If there's anything else you need, please feel free to reach out.
From beginning to end the whole experience was stress free and easy to understand!
Reply from Bobby Matthews
May 13th, 2026 01:59 PM
Thank you for your kind review, Tineta! My team and I really strive to make this as stress-free as possible and we're very happy you were able to experience it! All the best to you and your family!
They would answer every quetion I have , and its not a long process
Reply from Bobby Matthews
May 13th, 2026 01:59 PM
Thank you for your review, David, I really appreciate it!
Bobby was very interactive throughout the entire process with us. He always took time to explain everything to us each step of the way and made this a smooth process.
Reply from Bobby Matthews
April 21st, 2026 04:26 PM
Thank you for your review Carlos, I'm so thankful for the opportunity to work with you and assist you in closing on your new home!
He was able to get us financed with a longer mortgage..
Reply from Bobby Matthews
April 16th, 2026 12:08 PM
Thanks for your response Wendy, we hope you enjoy your new home!
Great communication, quick responses, made the entire process feel smooth and not overwhelming, and just very pleasant to work with overall.
Reply from Bobby Matthews
April 15th, 2026 06:16 PM
Thank you for your review, Brittany, I am truly grateful for the opportunity to work with you and Carlos. Congratulations on your new home!
Communication, professionalis, thoughtfulness
Reply from Bobby Matthews
April 13th, 2026 10:31 PM
Samantha, I appreciate your kind words your feedback means a lot to me, and I'm glad you had a great experience. I look forward to working with you again in the future!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
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Memberships
- Alpha Phi Alpha Fraternity, Inc.
- Mortgage Bankers Association
Addresses and Serving Areas
Year Started
2013
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1130741
Achievements
- Mortgage Future Leaders Graduate
- Top Producer 2017-Current
- President's Club
Hobbies
- Music
- Family
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.