Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
She is very trustworthy. I have used her services twice now. I give out her contact info to anyone who mentions looking into purchasing a home. I would never use anyone else
Reply from Melanie Brown
August 3rd, 2026 01:09 PM
Joseph, I'm so grateful for your trust and loyalty. It's wonderful to hear that you've had such positive experiences with my services and feel confident recommending me to others. If there's anything more I can do for you, please don't hesitate...
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When I agreed, it was going to be quick, save me around $400 per month and I would get 2 months off of paying my mortgage. The reality was it took a lot longer than I was told, I save about $250 a month instead of $400 and I only got 1 month...
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Very easy to work with and good person and good personality
Reply from Tracey Erickson
October 8th, 2026 02:39 PM
Thanks Ed! It was a pleasure working with you and Susan!
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Exelent services. 100 % recommended.
Reply from Zeida Mendez
July 27th, 2026 02:58 PM
Thank you very much Lili! It's always a pleasure working with you and Ale.
Personal interest
Reply from Alan Ben-Porat
August 3rd, 2026 03:44 PM
Thank you, Jack. I'm grateful for your interest in my services. If you have any specific questions or need further assistance, please feel free to reach out.
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She kept us informed every step of the way and made the process smooth. Anytime we had questions or concerns, she was available with answer.
Reply from Nikki Rogers
August 3rd, 2026 01:42 PM
Cassandra, I'm pleased to know that I could keep you informed and make the process smooth for you. Being available to answer your questions and concerns is important to me, and I'm grateful for your kind words.
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Shonna and her team were on point. They did an amazing job ! I had a great experience with them!
Reply from Shonna Lee
August 3rd, 2026 08:14 PM
Allyson, I appreciate your kind words. I'm pleased to know that you had a great experience with my team and me. If there's anything else I can assist you with, please feel free to reach out.
Got my first home with this guys and they help me get a good offer.
Reply from Owner
July 27th, 2026 03:13 PM
Thank you Elijah it was a pleasure helping you and your family with your first home!!
Very excell work and service.
Josh was at the peak of his game. He was knowledgeable about all the steps, rules, laws and any questions that arose. His communication was constant, with a personal touch. Every time I needed help, his responses were very punctual from beginning...
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Reply from Josh Toothman
July 27th, 2026 04:18 AM
Thank you so much for your thoughtful review, Deanna. I'm glad to hear that my knowledge and communication made a positive impact throughout your experience. Your kind words about the personal touch I bring to my work mean a lot to me. I will...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.