Ryan Quinn
Sr Mortgage Advisor | NMLS# 513223
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
Ryan mafe the process very easy for me and was great with answering all my questions.
When I agreed, it was going to be quick, save me around $400 per month and I would get 2 months off of paying my mortgage. The reality was it took a lot longer than I was told, I save about $250 a month instead of $400 and I only got 1 month...
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It was fast
Reply from Ryan Quinn
July 8th, 2026 04:06 PM
BRIAN, I'm pleased to hear that the process was fast for you. Thank you for sharing your experience!
Ryan led me through the whole process of my refinancing of my house. He made the difficult process seem easy. I would recommend Oxford, especially Ryan, to anyone wantin to refinance their home Thank you for the attention given to Nancy and...
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Reply from Ryan Quinn
May 11th, 2026 04:24 PM
ALBERT, I'm grateful for your kind words and recommendation. It's great to know that I could make the refinancing process easier for you and Nancy. Thank you for trusting me with such an important task.
Very friendly knowledgeable, and pretty on point with what he was telling me the entire time hopefully we can work in the future when things get a little bit lower
Very experienced with a quick response time.
Reply from Ryan Quinn
April 13th, 2026 07:01 PM
FATIMAH, I appreciate your kind words and am glad to hear that you found my experience and response time helpful. It's always my goal to provide great service. Thank you for your feedback!
Upfront, honest, and accurate communication from the start. I was led to believe that my loan would pay off other debt and leave me in a better position. Instead, I was misguided by ryan and im sure im in a worst position now, financially....
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It was a very smooth process
Didn't push for everything to get done in 5 minutes
Real great folks...they were so kind and pleasent to work with and to talk to, God bless you all and happy new year!!!!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 513223
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.