Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
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Tina has been so helpful and clear. As a first-time homebuyer, I couldn't have worked with anyone better!
Reply from Tina Mayo
August 7th, 2026 05:49 PM
Thank you for your kind words, Edward. It's great to hear I was able to provide the help and clarity you needed as a first-time homebuyer. The process can be so overwhelming, and I have a fantastic support team to help all the way to closing....
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Rick has helped us so much throughout the home buyer process. He is knowledgeable and helpful with various options. I would definitely recommend using his services if you are in the market for buying or refinancing!
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Reply from Rick Fantucci
July 31st, 2026 05:37 PM
Ronnie, thank you! I truly appreciate your kind words and your trust over the years. I've always enjoyed our phone check-ins, and I look forward to many more. Thanks again for the recommendation—it means a lot!
Eric and the entire Lower team were amazing! They were professional, responsive, and always kept me updated throughout the process. They worked incredibly hard to resolve my appraisal transfer and made sure we stayed on track to close on time....
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Reply from Owner
August 3rd, 2026 07:21 PM
We are so glad that we were able to step in and get y'all into that beautiful home....congratulations again. Please let me know if there is anyone you know of that we may be able to help buy or refinance. Thanks.
Eric and the entire Lower team were amazing! They were professional, responsive, and always kept me updated throughout the process. They worked incredibly hard to resolve my appraisal transfer and made sure we stayed on track to close on time....
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Reply from Erik Gross - Lower Mortgage (Hurst,...
July 31st, 2026 03:55 PM
Thank you so much for your kind review. It was a pleasure to be able to jump in and help you guys get to the finish line. Please keep us in mind if you know anyone in need of our services.
Updates every step of the way made it the smoothest transaction ever! Thanks for your great work!
Melanie and her entire team were great from start to finish. I was very nervous buying my first house, but everything was smooth and timely. Melanie was always there to answer questions, and the team was highly responsive. Forever grateful...
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Reply from Melanie Brown
August 7th, 2026 07:13 PM
Tara, I appreciate your kind words and I'm glad to know that my team and I could support you through buying your first house. It's great to hear that everything went smoothly and timely for you. Your gratitude means a lot, and I'm always here...
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Dante is fantastic! He is a great communicator and updates are clear and concise! Always prompt to get things done when needed. Would recommend to anyone and everyone! Thank you!
Reply from Dante Rosa
July 31st, 2026 12:43 PM
Sal! We love you...we love your family...you are family!! Thank you for allowing us to be part of your beautiful new chapter!!
Miranda went well above and beyond for us.We really enjoyed working with her. And she explained every detail to us.
Reply from Miranda Kelley - Team Acopia | Lowe...
July 31st, 2026 07:03 PM
Felicia, I'm grateful for your kind words. I'm pleased to hear that you enjoyed working with me and you had a smooth process. If you need any further assistance, feel free to reach out. Welcome Home! :)
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Cody's explanation and enthusiasm. His team was easy to get a hold of and their patience guiding us through the process.
Reply from Cody Heard
August 7th, 2026 07:43 PM
Timothy, I appreciate your kind words about my explanation and enthusiasm. It's good to know my team was accessible and patient in guiding you through the process. Thank you for sharing your experience with us!
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Craig made the process quick and easy. He communicated with me through the whole process so there was no uncertainty.
Reply from Craig Miller
August 7th, 2026 01:36 PM
Chelsea, thank you for your kind words. I'm glad to hear that the process felt quick and easy for you and that my communication helped alleviate any uncertainty. If you have any more questions or need further assistance, feel free to reach...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.