

Tina Mayo
Branch Manager | RMLO | NMLS ID #276519

As a licensed Residential Mortgage Loan Originator since 2001, my clients benefit from over two decades of knowledge and expertise with the vast amount of loan programs and services we provide. In finding the best fit for each situation, cl...... Show More
Location & Business Hours
Wednesday
9:00 AM to 5:00 PM
Thursday
9:00 AM to 5:00 PM
Friday
9:00 AM to 5:00 PM
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Reviews from Web
Tina is efficient, knowledgeable and fast! I would highly recommend!Communication was easy to understand and walked us through the entire process!Tina's team was also easy to work with and very knowledgeable! Got us the best rates that fit...
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Reply from Owner
April 20th, 2026 12:00 AM
Thank you so much for the kind review Kelly! It's always a pleasure working with you and your husband! I'm so happy it worked out so well and you were able to save by refinancing. I'm looking forward to the next transaction we get to do together....
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Tina is extremely knowlegable and communicates perfectly! She makes the cumbersome process easy and she and her team work quickly and efficently! I would highly recommend!
Reply from Tina Mayo
April 15th, 2026 03:29 PM
Thank you Kelly! I'm so glad I was able to help you with your refinance, and I greatly appreciate the recommendation! You're always great to work with!
Tina always makes it great! Her knowledge is second to none, her communication is perfect, and she makes things easy for the homeowner!
Reply from Tina Mayo
April 15th, 2026 03:28 PM
Thank you for the kind review, Rob! You are always wonderful to work with, and I appreciate your trust in me!
We hsve worked with Tina on our last 2 home purchases. She is very professional and easy to eork work with and answers concerns quickly.
Reply from Tina Mayo
March 27th, 2026 04:49 PM
It has been such a pleasure to work with you on both of your purchases. I am so happy for you both and excited for your new home. It's beautiful and will be perfect for your family. Thank you for your service to our country and the honor to...
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We had an excellent experience with Tina as our lender. She was incredibly prompt, efficient and thorough throughout the entire process. Tina stayed on top of every detail, kept us informed every step of the way, and made our experience feel...
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Reply from Tina Mayo
March 24th, 2026 08:04 PM
Thank you so much for your trust in me and allowing me to help you with your mortgage! It was great to work with both of you! I appreciate the great review and more importantly I am so happy everything went well for you! My team and I appreciate...
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My partner and I came from Virginia. Our realtor referred Tina to us and she was nothing but amazing. Grateful for her and the team for taking care of us and working with us in getting our new home. Communication, updates, and any questions...
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Reply from Tina Mayo
March 24th, 2026 04:58 PM
Thank you so much for the kind words! It was such a pleasure to work with you both and see you so excited about your new home! I'm thankful to be a part of the process for you and looking forward to working with you and your friends and family...
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Tina and her whole team are fantastic to work with!
Reply from Tina Mayo
March 24th, 2026 04:59 PM
Thank you Lauren! You both made the process easier by being so efficient getting us any documents needed so quickly! I am so happy for you both and love your new home! Congratulations and thank you for the opportunity to help you!!
We appreciate Tina and her team giving us the chance and working with us in getting our home! They communicated amazingly and helped us if we had any questions. Overall an amazing experience especially coming in into a new state! We are truly...
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Reply from Tina Mayo
March 23rd, 2026 08:29 PM
Thank you so much Tanya! I am so excited for you! I love helping Veteran's like yourself and appreciate your trust in me! Enjoy your new home in TX. If you have any friends or family who need help buying or refinancing, I would love to help...
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Tina mayo help
Reply from Tina Mayo
March 23rd, 2026 08:35 PM
Thank you Adam for the 5 star review! It was great to help you with your refinance! I'm happy we were able to get you a great rate and take advantage of the lower rates. Please let me know if you need help with anything in the future and I...
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Tina's knowledge and expertise were above and beyond! I would recommend her to anybody! It was also so kind of her to join us at the closing! I am so thankful!
Reply from Tina Mayo
August 4th, 2025 08:10 PM
Thank you so much Rachel! I'm so excited for you and your new home to enjoy with your family. It was such a joy to work with you and help you to the finish line with the perfect home! Congratulations again! I look forward to helping you and...
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About
As a licensed Residential Mortgage Loan Originator since 2001, my clients benefit from over two decades of knowledge and expertise with the vast amount of loan programs and services we provide. In finding the best fit for each situation, clients are able achieve their goals and dreams of homeownership. I have a proven track record and strong reputation in the industry, which allows clients and realtors to know they have a solid loan approval when given. The fact finding done up front is essential in how I build a custom plan for each client in their specific mortgage needs. With all factors combined, I am able to offer a smooth process from application to closing. Happy clients at the closing table are the best reward. Thanks so much for stopping by. I look forward to helping you with your mortgage needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Adjustable Rate Mortgages
USDA Loans
Non-QM
Specialities
I provide mortgage financing options for purchase, refinance, and cash-out refinance for existing or new home homes. My 20 plus years of experience in all loan types and products allows me to find the best loan type for your situation with ease and efficiency for the client.
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Positions
- Lower Mortgage - Branch Manager - RMLOApr 1st, 2014 - Current
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 276519
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.