

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great communication, great advice, made the process so
Reply from Brian Hafner
August 5th, 2026 03:24 PM
Thank you!
Cindy was very easy to work with and always responsive. She made the loan process smooth and stress free!
Reply from Cindy Hammond
August 7th, 2026 02:40 PM
Kamila, I'm glad to hear that you found working with me easy and that the loan process was smooth and stress-free. I appreciate your kind words about my responsiveness.
Information and timly communication
Reply from Marc Creach
August 7th, 2026 02:28 PM
John, I'm glad you found the information and timely communication helpful. If you have any more questions or need further assistance, I'm here to help.
Dante is the man!! As first-time home buyers, we appreciated how he took the time throughout the process to educate us and ensured we were comfortable at every step. When we tasked him with a quick closing timeline, his team pulled it off seamlessly....
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Reply from Owner
August 3rd, 2026 01:26 PM
WOW! Making us blush, Elayna & Omar! Such kind words. We are incredibly happy for you both and thankful as well to have been able to work with you. Next time we are in Grand Rapids, we will definitely reach out!!
Blair and his team are extremely knowledgeable and kind, never made me feel dumb for asking questions, and made themselves available for questions and discussions and I couldn't be happier.
Reply from Blair Mathewson
August 7th, 2026 02:10 PM
I'm happy to hear that you felt comfortable asking questions, Amanda. It's important to me that you feel supported and informed throughout the process. If there's anything more you need, just let me know.
vailable for every queson anytime of day.
I cannot express how much of a pleasure it was to work with lower mortgage co. I am a 65 year old man that has not purchased any type of real estate in a long time. They aexplained everything that needed to be done for me to purchase a condo....
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Reply from Tim Szumigala
August 7th, 2026 07:19 PM
Matthew, I'm pleased to hear that working with Lower was a positive experience for you. It's great to know that the team was patient and supportive throughout your condo purchase. Your recommendation and kind words are truly appreciated.
Top tier comms and clarity. Wouldn't ever work with anyone else, and continue to refer her to colleagues of mine.
Reply from Tina Mayo
August 7th, 2026 05:45 PM
Thank you so much for your positive feedback, Ben. I'm glad to hear that you appreciated the communication and clarity our team provides and your experience was a great one! It means a lot to know you refer me to your colleagues, and I look...
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Doug Richards has received a review with 5 star rating from Jordan
Doug and the rest of the team were incredible to work with and made everything so easy.
Reply from Doug Richards
August 7th, 2026 12:49 PM
Jordan, I'm grateful that you found working with me and the team to be a positive experience. Making the process easy for you is always my goal. If you ever have more questions or need assistance, please don't hesitate to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.