Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great person! Great Individual! It was a pleasure having Chris Velasquez on my side helping me to process and obtain a loan for the purchase of my property! I have no reservations in recommending Mr. Velasquez for your loan needs!
Reply from Chris Velasquez
August 13th, 2026 07:49 PM
John, I'm happy to hear that you had a positive experience with my assistance in processing and obtaining your loan. Your recommendation means a lot to me, and I'm grateful for your trust.
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Tom , michelle & all the team made my clients purchase extremely easy & without any problems , Tom had become a good friend & I would reach out again in the future , thank you so much xx😄
Reply from Tom Powell
October 8th, 2026 04:11 PM
Thank you for the great survey. Also, thank you for taking such good care of our clients throughout the process.
Tracey provided a unique loan service to a my client who wouldn't have been able to get the home she wanted without the renovation loan. Her team was thorough, prompt and helpful all along the process.
Reply from Tracey Erickson
October 8th, 2026 02:39 PM
I'm pleased to hear that the renovation loan made a difference for your client, Carly. It's great to know my team and I could provide thorough and prompt support throughout the process. Thank you for sharing this wonderful experience with Supreme...
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Simple easy process
Reply from Chris Pulliam
August 13th, 2026 04:42 PM
Jaymin, I'm glad to hear that you found the process simple and easy. Thank you for sharing your experience!
Chris answered all my questions in a timely manner. He was patient and helpful, not to mention pleasant and amiable.
Reply from Chris Shirley
August 13th, 2026 04:40 PM
Nathan, I'm grateful for your kind words about my approach. It's good to know that I was able to assist you effectively and provide a pleasant experience. If you have more questions in the future, please feel free to reach out.
It was a pleasure working with Logan and his team the very very professional and upfront with great communication
Reply from Logan Judah - Loan Officer, Lower L...
August 6th, 2026 04:25 PM
Lavontie, I appreciate your kind words and am glad to hear you had a positive experience with me and my team. It's important to me to maintain professionalism and clear communication throughout the process. If you have any further questions...
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Steven was amazing! This was the easiest process ever!! We will for sure recommend Steven to our friends!
Reply from Steven Odom
August 13th, 2026 04:13 PM
Penny, I appreciate your kind words and am glad to hear that you found the process easy. Thank you for recommending me to your friends!
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Great job, very professional!!!
Reply from Steven Odom
August 13th, 2026 02:44 PM
Thank you, Trampis, for your kind words. I'm pleased to hear that you found my work professional.
My man Marquis was excellent!! Very transparent, relatable, and honest! He answered all my wife's and my questions and made sure everything was aligned and in place! I appreciate all he did for us!!
Reply from Marquis Scott
August 13th, 2026 02:39 PM
Lakunta, I'm grateful for your kind words and I'm pleased to know that I could assist you and your wife effectively. Transparency and honesty are important to me, and it's great to hear that these aspects were valuable to you. If there's anything...
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Took longer than anticipated and eventhough documentation was submitted the Closing Department ( not Ryan) kept asking for more documentation. The entire process got held up at Closing for too long. It took about 4 months when it should've...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.