Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
The lending process is intricate and at times complicated. Erik and his staff made it easy and smooth, especially during busy work weeks. There is always someone at Lower Mortgage who is available and willing to help. Highly recommend this...
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Reply from Erik Gross - Lower Mortgage (Hurst,...
August 8th, 2026 05:23 PM
Thank you very much for the kind review, Amy. It was our pleasure to help. Please keep us in mind if you know anyone buying or refinancing a home. Thanks.
The help and good communication
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I got all my questions answered and they made my first house purchase go smoothl!
Reply from Karylle Wike
August 8th, 2026 03:29 PM
Eliana, I'm so glad to hear that your questions were answered and that the purchase of your first home went so smoothly. Congratulations and enjoy your new home!!!
Mallory worked with an old man who has zero technology skills and somehow got me through all of it. She probably should have lost her cool about 20 times but she remained calm and very professional every time and walked me through every step....
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Reply from Mallory Benne
October 8th, 2026 04:57 PM
Mark, you were a pleasure to work with! I enjoyed talking to you and you were easy to walk through the process! I hope you are enjoying your home and have a great school year!
Where do I even start, Miranda was great she was transparent in every aspect, and was always a phone call away. I can't recommend her enough!
Reply from Miranda Kelley - Team Acopia | Lowe...
August 11th, 2026 09:01 PM
Jackson, I'm grateful for your kind words and recommendation. It means a lot to know that you appreciated my transparency and felt supported throughout the process. If you ever need anything else, I'm just a phone call away!
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I can’t say enough good things about Brian and his team at Universal Lending! From the very beginning, he was incredibly knowledgeable, responsive, and helpful throughout the entire process. He made everything feel so much easier and less stressful...
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Reply from Owner
August 19th, 2026 05:02 PM
Thank you so much for the review! Wishing you guys the best!
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I can’t say enough good things about Brian and his team at Universal Lending! From the very beginning, he was incredibly knowledgeable, responsive, and helpful throughout the entire process. He made everything feel so much easier and less stressful...
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Reply from Owner
August 19th, 2026 05:02 PM
Thank you so much for the review! Wishing you guys the best!
It was a pleasure to find people like you to fulfill this dream with my husband of having our own house. Good service and impeccable work and above all highly reliable people I recommend Cabrales Mortgage, my experience was wonderful.
Reply from Owner
August 14th, 2026 07:45 PM
We sincerely appreciate your thoughtful review. It was a pleasure working with you, and we're so happy we could help make your homeownership dream a reality. Congratulations, and thank you for choosing Cabrales Mortgage!
Great communication
Reply from Lisa Depriest
August 17th, 2026 02:56 PM
Stephen, I appreciate your feedback. I'm glad to hear that the communication met your expectations.
Kristen was such a huge help with helping us prepare to purchase our first home. I highly recommend her !
Reply from Kristen Clarke
August 17th, 2026 02:18 PM
Jamie, I'm happy to hear that I could assist you in preparing for your first home purchase. Thank you for your recommendation!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.