Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
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Jill went above and beyond for us.
Reply from Jill Samsel
August 8th, 2026 12:34 PM
Thank you so much Elizabeth! Y’all were great and so organized! You made my job so easy. Enjoy your memories in your home, and make sweet new ones. What a blessing to share with your sweet family.
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Transparency of staff, easy access when I had a question, quick and knowledgable answers.
Reply from Karylle Wike
August 8th, 2026 03:12 PM
Thank you very much Garra! It was a pleasure working with you and your family.:)
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Everything
Reply from Karylle Wike
August 8th, 2026 03:22 PM
You are the best Nanette! Thank you so much and we enjoyed working with you!
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I cannot say enough wonderful things about Karylle & her team and the entire experience we had. From the very beginning, they were incredibly patient, understanding, and thorough. They took the time to explain every step of the process in detail...
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Reply from Karylle Wike
August 8th, 2026 03:25 PM
Amber, I'm truly grateful for your kind words and for sharing your experience. It makes me so happy to know that my team and I were able to support you and your family throughout the process. Your recommendation means so much and thank you...
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Deanna was absolutely amazing to work with! She was extremely helpful, knowledgeable, and responsive throughout the entire process. She always made herself available to answer questions, explain everything clearly, and make sure everyone stayed...
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The communication is fantastic and the weekly updates are well received by seller's agents. I am confident knowing clients are in good hands. The best lender experience... and I've experienced many.
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Nikki, your communication and attention to detail, were great. it was a pleasurethat could have been a disaste. Thank you so muc!
Reply from Nikki Rogers
August 17th, 2026 07:48 PM
John, thank you for your kind words. I'm grateful that my communication and attention to detail helped make the process smoother for you. It was a pleasure assisting you, and I'm happy to have been part of your experience.
Steve and his staff were accessible for any questions all the time. They answered our questions promptly. Steve went through the process with us step by step and made it easy to understand.It was the best experience buying a home.
Reply from Steve Fischer
August 17th, 2026 05:27 PM
Tina, I'm glad to hear that you found the process easy to understand and that I could assist you every step of the way. It's great to know that my team and I could be accessible and prompt in answering your questions. Thank you for sharing...
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Lisa's communicaction and availability throughout the process was exceptional. She always made us comfortable no matter the questions we had.
Reply from Lisa Depriest
August 17th, 2026 05:26 PM
Scott, I appreciate your kind feedback. I'm glad to hear that my communication and availability helped make you feel comfortable throughout the process. If you have any more questions in the future, feel free to reach out.
The lending process is intricate and at times complicated. Erik and his staff made it easy and smooth, especially during busy work weeks. There is always someone at Lower Mortgage who is available and willing to help. Highly recommend this...
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Reply from Erik Gross - Lower Mortgage (Hurst,...
August 8th, 2026 05:23 PM
Thank you very much for the kind review, Amy. It was our pleasure to help. Please keep us in mind if you know anyone buying or refinancing a home. Thanks.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.