Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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closed
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closed
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9 AM to 5 PM
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Reviews from Web
Steve, Mark, and Ashley are a great team! Buying a home can be a daunting process, but Steve and his crew kept us updated every step of the way. Always a pleasure to work with this great group of folks! I would highly recommend them to anybody...
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Reply from Steve Fischer
August 24th, 2026 05:34 PM
Gregory, I appreciate your kind words about my team and me. I'm glad we could keep you informed throughout the home-buying process. It's wonderful to know that you had a positive experience, and thank you for recommending us.
for
Communication.
Staying informed provides peace of mind and we were kept in the loop every step of the way.
Reply from Josie George
August 24th, 2026 07:03 PM
Phillip, I'm pleased to hear that staying informed gave you peace of mind during the process. Thank you for acknowledging the communication efforts.
This process was seamless. We had a pretty tight closing window and managed to achieve our timeline with room to spare . Both Jeremy and Jenn are very knowledgeable and provide great advice and detail theoughout the loan process. We are truly...
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Reply from Jeremy Daugherty
August 24th, 2026 06:00 PM
I'm grateful for your positive feedback, Sean. It's great to know that the process was seamless and that we were able to meet your closing timeline with ease. I appreciate your recommendation and am pleased that both Jenn and I could provide...
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Christina Klingman is so very ATTENTIVE and considerate PLUS she is available ALL THE TIME !!weekends, evenings 7 days a week. She is always there to assist and help .When you are a Realtor, like myself, questions, issues, and potential new...
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Reply from Christina Klingman (TINA)
August 16th, 2026 07:13 PM
I'm grateful for your kind words, Patricia. It's important to me to be there when you need assistance, and I'm pleased to know that my availability has been helpful in your work as a Realtor. Thank you for trusting me with your mortgage transactions....
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Lower, LLC
Awesome service
Very helpful, went the extra mile and did it very quickly
Reply from Chelsea Winstead
August 24th, 2026 05:57 PM
Bradley, I'm grateful for your kind words. I'm happy to hear that you found my assistance helpful and timely. If you have any more questions or need further help, feel free to reach out.
Stephen Gowen - Team Acopia - Lower Mortgage has received a review with 5 star rating from Nick S
Reply from Owner
August 17th, 2026 02:05 PM
Nick, It was an honor to help you purchase your first home. It was great getting to know you and working with you. We truly appreciate your trust in guiding you through the home buying experience. Congratulations again on this exciting milestone—we...
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Communication, knowledge, and honesty.
Reply from Stephen Gowen - Team Acopia - Lower...
August 17th, 2026 02:03 PM
Thank you so much for your kind words! It was an honor to help you purchase your first home. It was great getting to know you and working with you. We truly appreciate your trust and are thrilled that our communication, knowledge, and honesty...
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Awesome 👏🏾
Reply from Earnest Haynes
August 17th, 2026 11:49 AM
Thanks Contrina!
Erica is a great communicator! She kept us informed during the whole buying process. There were a lot of details involved with my buyers being out of state. Erica had worked with them before and they insisted she was the best and wanted her...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.