

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Always took the time to answer my questions and explained all the important information.
Reply from Marco Garofalo
August 24th, 2026 04:26 PM
Shenaz, I appreciate your feedback and am happy to know that I could provide the information and support you needed. It's important to me that all your questions are answered thoroughly.
Service and support is excellent.
Service and support is excellent.
Reply from Matthew Alix
August 24th, 2026 05:05 PM
Karlo, thank you for sharing your feedback. I'm glad to hear that you found the service and support to be excellent. If there's anything more I can do for you, please let me know.
Phil did a great job explaining things along the way and walking us through every step. He is very personable and you can tell he truly cares.
Reply from Phil Cunningham
August 18th, 2026 05:53 PM
Samantha, thank you for the kind review. Working with you throughout this process was a pleasure. Thank you for asking the right questions as I know this Construction to Permanent loan has a lot of moving parts. I cannot wait to see the progress...
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Brian and Katelin are the best in the biz.
Reply from Brian Hafner
August 19th, 2026 04:58 PM
Feeling is mutual. Thank you!
Coming from out of state there were aspects of the financing and titling unfamiliar to me e.g. community property state, utilizing two separate trusts, zoning matters, etc. that Scott brought to my attention and remedied. I also believe that...
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Reply from Scott Edwards
August 24th, 2026 08:09 PM
Robert, I'm pleased to hear that I could help clarify the complexities of your out-of-state financing and titling needs. I appreciate your understanding about the rate and am glad that overall, you had an excellent experience. Thank you for...
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Absolutely. Here’s a polished version that keeps the warmth and enthusiasm of what you experienced while still sounding credible as a professional review:Working with my broker was truly an exceptional experience. From beginning to end, she...
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Reply from Kristen Clarke
August 24th, 2026 06:48 PM
Benjamin, I appreciate your wonderful feedback and am grateful for the opportunity to assist you throughout your home-buying journey. It's great to know that my guidance and commitment helped you feel informed and confident in your decisions....
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Logan and his team are very reponsive and professional. Our real estate brokerage uses Lower Mortgage as our primary recomended lender.
Reply from Logan Judah - Loan Officer, Lower L...
August 17th, 2026 01:07 PM
Victoria, I'm grateful for your positive feedback and am pleased to hear that you find my team and me responsive and professional. It's an honor to be the primary recommended lender for your real estate brokerage. If there's anything more we...
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Tina is amazing- she's incredibly responsive even after hours and so so helpful . she just helped us to buy our third house and we don't plan on using anyone else!
Reply from Tina Harrison
August 17th, 2026 04:48 PM
Loved working with you and Stephen again! Thank you for the kind words!
Everything was
Reply from Brianna Floyd
August 24th, 2026 02:07 PM
Glenn, I appreciate your feedback. If there's anything specific you'd like to share or discuss, please feel free to let me know.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.